10943 Sumter Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 10943 Sumter Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,072 sqft · built 1987
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jan 2019)
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-120-21-33-0069`

Property Details

APN / Parcel Number

Primary APN	`32-120-21-33-0069`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,072 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,072 sqft
Basement Area	330 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Composition
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 72 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	378 sqft
Deck Area	308 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10943 SUMTER AVE N
City	CHAMPLIN
State	MN
Zip	55316-3267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLOCK 005 A BARTUSCH ADDN 72 X 150
Legal Range	21
Legal Township	120
Legal Section	32
Legal Quarter	33
Legal Subdivision	BARTUSCH ADDN
Legal Block	5
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	4
Census Block	4012
Census Tract	26908

Owner

10943 Sumter Ave N is owned and occupied by an individual who bought it in January 2019.

Source: Hennepin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	10943 SUMTER AVE N, CHAMPLIN, MN 55316-3267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Nov 8, 2019	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Jan 23, 2019	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Prior Sale	Sep 27, 2011 · Amount on File
Deed Document Number	201910630539
Transfer Doc	0001102010
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10943 SUMTER AVE N, CHAMPLIN, MN 55316-3267
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	GLOBAL CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10925679
Date	Mar 4, 2021
Instrument	A10925679

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10943 SUMTER AVE N, CHAMPLIN, MN 55316-3267
Document Number	0010727759
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	GLOBAL CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10943 SUMTER AVE N CHAMPLIN MN 553163267, CHAMPLIN, MN 55316-3267

Mortgage

Document Number	0010727759
Date	Nov 21, 2019
Instrument	10727759

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 23, 2019
Property Address	10943 SUMTER AVE N, CHAMPLIN, MN 55316-3267
Document Number	0010630539
Instrument Date	Jan 15, 2019
Instrument	10630539
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	GLOBAL CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10943 SUMTER AVE N CHAMPLIN MN 553163267, CHAMPLIN, MN 55316-3267

Mortgage

Document Number	10630540
Date	Jan 23, 2019
Instrument	10630540

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10943 Sumter Ave N was $4,004 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,004.00	$340,100 Land $86,000 Building $254,100	$340,100 Land $86,000 Building $254,100
2023	$3,785.00 Homeowner's exemption
2022		$340,000 Land $91,000 Building $249,000	$340,000 Land $91,000 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10943 Sumter Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10943 Sumter Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Sumter Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures