St. Louis County property record for 10943 Concord Circle Dr, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,211 sqft · built 1993 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $322,000 (Nov 2023) |
| Tax Bill | $3,786 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 27K-23-0714 |
| Primary APN | 27K-23-0714 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,211 sqft Living Area |
| Gross Area | 1,610 sqft |
| 1st Floor Area | 1,163 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 42 ft deep x 42 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 85 sqft |
| Deck Area | 146 sqft |
| Patio Area | 146 sqft |
| Balcony Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10943 CONCORD CIRCLE DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-6042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | MEADOWS AT CONCORD PLAT 2 (THE) LOT 216 |
| Legal Subdivision | MEADOWS AT CONCORD PLAT 2 (THE) |
| Legal Lot Number | 216 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 220702 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10943 CONCORD CIRCLE DR, SAINT LOUIS, MO 63123-6042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| May 26, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2023 · Amount on Record |
| Deed Sale | Nov 9, 2023 · Amount on Record |
| Prior Sale | Sep 18, 2008 · Amount on Record |
| Deed Document Number | 2023119312 |
| Prior Transfer Date | Apr 27, 2020 |
| Prior Transfer Doc | 0240605073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 9, 2023 |
| Property Address | 10943 CONCORD CIRCLE DR, SAINT LOUIS, MO 63123-6042 |
| Document Number | 2023110900312 |
| Map Reference | MB 315 PG 100 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 2023110900312 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1619 W LIFECARE CIR, OZARK, MO 65721-6713 |
| Name | Verified Name |
|---|---|
| Address | 10943 CONCORD CIRCLE DR, SAINT LOUIS, MO 63123-6042 |
| Document Number | 2023110900313 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 2023110900313 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 26, 2020 |
| Property Address | 10943 CONCORD CIRCLE DR, SAINT LOUIS, MO 63123-6042 |
| Document Number | 0240605073 |
| Book / Page | 024060 / 005073 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 599 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10943 CONCORD CIRCLE DR ST LOUIS MO 631236042, ST LOUIS, MO 63123-6042 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,450 (-) Land $13,240 Building $46,210 | $312,900 (-) Land $69,700 Building $243,200 | |
| 2025 | $3,786.00 (+27%) | $59,450 (+31.15%) Land $13,240 Building $46,210 | $312,900 (+31.14%) Land $69,700 Building $243,200 |
| 2024 | $2,981.00 (+0.27%) | ||
| 2023 | $2,973.00 (+0.13%) | $45,330 (+11.65%) Land $9,460 Building $35,870 | $238,600 (+11.65%) Land $49,800 Building $188,800 |
| 2022 | $2,969.00 | $40,600 Land $12,290 Building $28,310 | |
| 2021 | $213,700 Land $64,700 Building $149,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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