Lorain County property record for 10941 Vermilion Rd, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 1947 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,900 (Sep 2007) |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00-101-000-029 |
| Primary APN | 08-00-101-000-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Gross Area | 1,394 sqft |
| 1st Floor Area | 780 sqft |
| Upper Floors Area | 582 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Porch Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 10941 VERMILION RD |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM-010 & -027 0.86AC |
| Legal Subdivision | HENRIETTA |
| Legal Lot Number | 101 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | HENRIETTA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 92100 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 3, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2007 · Amount on Record |
| Deed Sale | Sep 25, 2007 · Amount on Record |
| Prior Sale | Mar 1, 1999 · Amount on Record |
| Deed Document Number | 2007223849 |
| Last Transfer Date | Mar 30, 2023 |
| Transfer Doc | 0000911021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 31, 2023 |
| Property Address | 10941 VERMILION RD, OBERLIN, OH 44074-9210 |
| Document Number | 0000911021 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2023-0911021 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10941 VERMILION RD, OBERLIN, OH 44074-9210 |
| Document Number | 0000911022 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 2023-0911022 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10941 VERMILION RD, OBERLIN, OH 44074-9210 |
| Document Number | 0000651300 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10941 VERMILION RD OBERLIN OH 440749210, OBERLIN, OH 44074-9210 |
| Document Number | 0000651300 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 651300 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Rate | 4.12% |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Henrietta Township |
| Unified School District | Firelands Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,614.00 (-2.35%) | $61,340 (+0.01%) Land $14,260 Building $47,080 | $175,240 (-) Land $40,740 Building $134,500 |
| 2024 | $2,677.00 (+19.4%) | $61,334 (+34.03%) Land $14,259 Building $47,075 | $175,240 (+34.04%) Land $40,740 Building $134,500 |
| 2023 | $2,242.00 (+3.6%) | $45,760 (-0.02%) Land $14,515 Building $31,245 | $130,740 (-) Land $41,470 Building $89,270 |
| 2022 | $2,164.00 | $45,770 Land $14,520 Building $31,250 | |
| 2021 | $130,740 Land $41,470 Building $89,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2023) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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