Sacramento County property record for 10941 Simmerhorn Rd, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,399 sqft · built 1969 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $600,000 (Feb 2020) |
| Tax Bill | $7,591 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0350-018-0000 |
| Primary APN | 150-0350-018-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,399 sqft Living Area |
| 1st Floor Area | 1,399 sqft |
| Family Room | Family Room |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 55,757 sqft |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10941 SIMMERHORN RD |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-8505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | PARCEL MAP, LOT 2 |
| Legal Subdivision | PARCEL MAP |
| Legal Lot Number | 2 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 9408 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 10941 SIMMERHORN RD, GALT, CA 95632-8505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RED MORTGAGE CAPITAL INC |
| Feb 7, 2020 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Nov 7, 2017 | Deed of Trust, Mortgage GOLDEN 1 CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2020 · Amount on Record |
| Deed Sale | Feb 7, 2020 · Amount on Record |
| Prior Sale | Nov 6, 2013 · Amount on Record |
| Deed Book / Page | 20200207 / 952 |
| Prior Transfer Date | Nov 21, 2008 |
| Prior Transfer Doc | 0000000768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 10941 SIMMERHORN RD, GALT, CA 95632-8505 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 10941 SIMMERHORN RD, GALT, CA 95632-8505 |
| Document Number | 0000001821 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 202103011821 |
| Name | RED MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 7, 2020 |
| Property Address | 10941 SIMMERHORN RD, GALT, CA 95632-8505 |
| Document Number | 2002070952 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 2002070952 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9621 CRISSWELL DR ELK GROVE CA 956246087, ELK GROVE, CA 95624-6087 |
| Document Number | 2002070953 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 2002070953 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 10941 SIMMERHORN RD, GALT, CA 95632-8505 |
| Document Number | 1711131569 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 364 HERALD CA 956380364, HERALD, CA 95638-0364 |
| Document Number | 1711131569 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 1711131569 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2047 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $669,306 (+2%) Land $200,791 Building $468,515 | |
| 2025 | $7,591.00 (+4.44%) | $656,183 (+4.04%) Land $196,854 Building $459,329 |
| 2024 | $7,268.00 (+2.21%) | |
| 2023 | $7,111.00 (+4.21%) | $630,705 Land $189,211 Building $441,494 |
| 2022 | $6,824.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1998–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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