10940 S James Rd, Baldwin, MI 49304 Property Records

Lake County property record for 10940 S James Rd, Baldwin, MI 49304

Property Summary

Property Type	Single Family Home
Lot Size	20.4 acres (890,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2017)
Tax Bill	$6,276 (2024)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Sale
APN	`14-026-005-41`

Property Details

APN / Parcel Number

Primary APN	`14-026-005-41`

Interior

Full Baths	1 Bath
Stories	1 Story

Exterior

Lot Area	890,802 sqft (20.4 acres)
Lot Width	938 ft Width
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10940 S JAMES RD
City	BALDWIN
State	MI
Zip	49304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR D & E SUR REC L 03 PG 20 PT OF SW DESC AS BEG @ SW COR OF SEC; TH N003049E ALG W SEC LN 440.76; TH S895626E PAR WI SOUTH
Legal Range	13W
Legal Township	17N
Legal Section	26
Legal Lot Number	03
Jurisdiction	LAKE MI
Township / Civil Division	PLEASANT PLAINS
Census Block Group	4
Census Block	4113
Census Tract	961100

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4130 65TH ST, HOLLAND, MI 49423-9733
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage OLD NATIONAL BANK
Jul 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Deed Book / Page	393 / 1762
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MI
Property Address	10940 S JAMES RD, BALDWIN, MI 49304
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000393/0000001767
Date	Jul 24, 2017
Book Page	0000000393/0000001767

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	342 Months
Due	Jan 1, 2046

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MI
Recording Date	Jul 24, 2017
Property Address	10940 S JAMES RD, BALDWIN, MI 49304
Document Number	00393/1762
Book / Page	393 / 1762
Instrument Date	Jul 20, 2017
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 65TH ST, HOLLAND, MI 49423-9733

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lake County
County Subdivision	Pleasant Plains Township
Unified School District	Baldwin Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,200 (+44.54%)	$500,400 (+44.54%)
2024	$6,276.00
2023		$173,100	$346,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	31 (1982–2019)
Claims Outside the SFHA	15 of 31
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Sep 1986 · 2 claims Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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