10940 S Dwight Rd, Dwight, IL 60420 Property Records

Grundy County property record for 10940 S Dwight Rd, Dwight, IL 60420

Property Summary

Property Type	Single Family Home
Lot Size	3.56 acres (155,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,500 (Apr 2026)
Tax Bill	$7,223 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-28-300-004`

Property Details

APN / Parcel Number

Primary APN	`11-28-300-004`

Exterior

Lot Area	155,074 sqft (3.56 acres)
Lot Dimensions	316 ft deep x 528 ft wide

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10940 S DWIGHT RD
City	DWIGHT
State	IL
Zip	60420-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENDRA SUB LT 1 SEC 28-31-7
Legal Range	07W
Legal Township	31N
Legal Section	28
Legal Subdivision	KENDRA SUBDIVISION
Legal Lot Number	1
Jurisdiction	GRUNDY IL
Township / Civil Division	GOODFARM
Census Block Group	3
Census Block	3205
Census Tract	600

Owner

Source: Grundy County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 N WABASH ST, ODELL, IL 60460-9435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Special Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Nov 7, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Feb 16, 2019	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FIN
Jul 23, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 23, 2018	Loan Modification, Mortgage · FHA Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Deed Document Number	2026638087
Prior Transfer Date	Jun 30, 2025
Prior Transfer Doc	0000632615
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Apr 10, 2026
Property Address	10940 S DWIGHT RD, DWIGHT, IL 60420-9689
Document Number	0000638087
Instrument Date	Mar 10, 2026
Instrument	2026638087
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,374.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N WABASH ST, ODELL, IL 60460-9435

Mortgage

Document Number	0000638088,
Date	Apr 10, 2026
Instrument	2026638088

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	10940 S DWIGHT RD, DWIGHT, IL 60420-9689
Document Number	0000588813
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10940 S DWIGHT RD DWIGHT IL 604209689, DWIGHT, IL 60420-9689

Mortgage

Document Number	0000588813
Date	Nov 18, 2019
Instrument	588813

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Interest

Rate Type	Fixed Rate
Rate	3.12%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	10940 S DWIGHT RD, DWIGHT, IL 60420-9689
Document Number	0000582934
Instrument Date	Feb 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10940 S DWIGHT RD DWIGHT IL 604209689, DWIGHT, IL 60420-9689

Mortgage

Document Number	0000582934
Date	Feb 25, 2019
Instrument	582934

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	10940 S DWIGHT RD, DWIGHT, IL 60420-9689
Document Number	0000579593
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10940 S DWIGHT RD DWIGHT IL 604209689, DWIGHT, IL 60420-9689

Mortgage

Document Number	0000579593
Date	Aug 30, 2018
Instrument	579593

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRUNDY IL
Property Address	10940 S DWIGHT RD, DWIGHT, IL 60420-9689
Document Number	0000580130
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10940 S DWIGHT RD DWIGHT IL 604209689, DWIGHT, IL 60420-9689

Mortgage

Document Number	0000580130
Date	Sep 25, 2018
Instrument	580130

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	LAKE ZURICH, IL 60047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Goodfarm Township
Elementary School District	Dwight Common School District 232 (PK - 08)
Secondary School District	Dwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,223.00 (+5.48%) Homeowner's exemption	$100,039 (+5.47%) Land $20,688 Building $79,351	$300,117 (+5.47%) Land $62,064 Building $238,053
2024	$6,848.00 (+44.23%)	$94,851 (+23.56%) Land $19,615 Building $75,236	$284,553 (+23.56%) Land $58,845 Building $225,708
2022	$4,748.00 Homeowner's exemption	$76,765 Land $15,875 Building $60,890	$230,295 Land $47,625 Building $182,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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