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10940 Normandy Ct, La Plata, MD 20646 Property Records

Charles County property record for 10940 Normandy Ct, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,476 sqft · built 2019
Lot Size1.11 acres (48,787 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Jun 2018)
Tax Bill$8,783 (2023)
Deeds & MortgagesNov 2022 Transfer
Jul 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-085034

Property Details

APN / Parcel Number

Primary APN01-085034
Alternative APN
  • 085034

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,476 sqft Living Area
Gross Area6,169 sqft
1st Floor Area2,594 sqft
Basement Area1,556 sqft
Finished Basement1,556 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area48,787 sqft
Garage TypeAttached
Garage Area693 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area204 sqft
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number085034
Street Address10940 NORMANDY CT
CityLA PLATA
StateMD
Zip20646-3518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 9 SEC 2A NORMANDY FARMS SUB
Legal SubdivisionNORMANDY FARMS SUB
Legal Block2
Legal Lot Number9
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2023
Census Tract851003

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10940 NORMANDY CT, LA PLATA, MD 20646-3518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Intrafamily Transfer, Transfer
Jul 30, 2018Deed of Trust, Mortgage · ARM
VIRGINIA PARTNERS BANK
Jun 1, 2018Grant Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2018 · Amount on Record
Deed SaleJun 1, 2018 · Amount on Record
Deed Book / Page10281 / 401
Last Transfer DateOct 4, 2022
Transfer Doc0127680154
Record UpdatedOct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLES MD
Recording DateNov 14, 2022
Property Address10940 NORMANDY CT, LA PLATA, MD 20646-3518
Document Number0127680154
Book / Page12768 / 154
Map ReferenceMB 57 PL 400
Instrument DateOct 4, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address10940 NORMANDY CT, LA PLATA, MD 20646-3518

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address10940 NORMANDY CT, LA PLATA, MD 20646-3518
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanySOUTHERN MARYLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103430190
DateJul 30, 2018
Book Page10343/190
Lender
NameVIRGINIA PARTNERS BANK
TypeBank
AddressFREDERICKSBURG, VA 22401
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateOct 1, 2024
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change7%
Index1-Year CMT
Max Rate11%

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateJun 1, 2018
Property Address10940 NORMANDY CT, LA PLATA, MD 20646-3518
Document Number0102810401
Book / Page010281 / 000401
Instrument DateApr 26, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2019

Transaction

AmountAmount Recorded
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11706 HAZELTINE CT WALDORF MD 206023148, WALDORF, MD 20602-3148

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$800,900 (+7.37%) Land $135,900 Building $665,000$800,900 (-) Land $135,900 Building $665,000
2025$745,933 (+17.29%)$800,900 (+25.93%) Land $135,900 Building $665,000
2023$8,783.00$636,000 Land $135,900 Building $500,100$636,000 Land $135,900 Building $500,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		1,200 / 35

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