10940 Helen Rd, Whitehouse, OH 43571 Property Records

Lucas County property record for 10940 Helen Rd, Whitehouse, OH 43571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,264 sqft · built 2000
Lot Size	0.28 acres (12,213 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Aug 2021)
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`98-40076`

Property Details

APN / Parcel Number

Primary APN	`98-40076`
Alternative APN	`47052002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,264 sqft Living Area
1st Floor Area	604 sqft
2nd Floor Area	660 sqft
Basement Area	604 sqft

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	12,213 sqft (0.28 acres)
Lot Width	91 ft Width
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10940 HELEN RD
City	WHITEHOUSE
State	OH
Zip	43571-9479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23-R3
Legal Description	VILLAGE MEADOWS PLAT ONE LOT 2
Legal Subdivision	VILLAGE MEADOWS
Legal Lot Number	2
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1021
Census Tract	8904

Owner

10940 Helen Rd is owned and occupied by an individual who bought it in August 2021.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10940 HELEN RD, WHITEHOUSE, OH 43571-9479
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Survivorship Deed, Transfer · Conventional Mortgage PREMIER BANK
Jul 19, 2019	Survivorship Deed, Transfer · VA Mortgage FREEDOM MORTGAGECORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	21106959
Record Updated	Jun 8, 2026

August 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 20, 2021
Property Address	10940 HELEN RD, WHITEHOUSE, OH 43571-9479
Document Number	0000044603
Map Reference	VOL 145 PG 87
Instrument Date	Aug 16, 2021
Instrument	202108200044603
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10940 HELEN RD, WHITEHOUSE, OH 43571-9479

Mortgage

Document Number	0000044604
Date	Aug 20, 2021
Instrument	202108200044604

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 19, 2019
Property Address	10940 HELEN RD, WHITEHOUSE, OH 43571-9479
Document Number	0000028062
Map Reference	VOL 145 PG 87
Instrument Date	Jul 17, 2019
Instrument	201907190028062
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10940 HELEN RD, WHITEHOUSE, OH 43571-9479

Mortgage

Document Number	0000028063
Date	Jul 19, 2019
Instrument	201907190028063

Lender

Name	FREEDOM MORTGAGECORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10940 Helen Rd was $4,267, up 4.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,267.00 (+4.74%)	$84,385 (-) Land $11,095 Building $73,290
2024	$4,074.00 (+42.15%)	$84,385 (+60.2%) Land $11,095 Building $73,290	$241,100 Land $31,700 Building $209,400
2023	$2,866.00 (-0.93%)	$52,675 (-) Land $6,300 Building $46,375
2022	$2,893.00 Homeowner's exemption	$52,675 Land $6,300 Building $46,375
2021			$150,500 Land $18,000 Building $132,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10940 Helen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10940 Helen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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