10940 Gray Pl, Tustin, CA 92782 Property Records

Orange County property record for 10940 Gray Pl, Tustin, CA 92782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,722 sqft · built 1993
Lot Size	0.056 acres (2,450 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,385 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`525-071-08`

Property Details

APN / Parcel Number

Primary APN	`525-071-08`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,722 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	2,450 sqft (0.056 acres)
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	10940 GRAY PL
City	TUSTIN
State	CA
Zip	92782-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14567 BLK LOT 9
Legal Subdivision	ARCADA
Legal Tract	14567
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1000
Census Tract	52419

Owner

10940 Gray Pl is owner-occupied and held in a trust since May 2012.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	10940 GRAY PL, TUSTIN, CA 92782-1314
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2020	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Aug 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 19, 2020	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit WESCOM CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2012
Deed Sale	May 15, 2012
Prior Sale	Jun 13, 2006 · Amount on File
Deed Document Number	2012276904
Prior Transfer Date	Oct 23, 2000
Prior Transfer Doc	0000686088
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10940 GRAY PL, TUSTIN, CA 92782-1314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133586
Date	Apr 16, 2018
Instrument	2018000133586

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10940 GRAY PL, TUSTIN, CA 92782-1314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039976
Date	Jan 30, 2020
Instrument	2020000039976

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10940 GRAY PL, TUSTIN, CA 92782-1314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10940 GRAY PL, TUSTIN, CA 92782-1314

Mortgage

Document Number	0000552307
Date	Oct 6, 2020
Instrument	2020000552307

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 19, 2020
Property Address	10940 GRAY PL, TUSTIN, CA 92782-1314
Document Number	0000418849
Map Reference	MB 689 PG 37-40
Instrument Date	Jul 17, 2020
Instrument	2020000418849
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10940 GRAY PL, TUSTIN, CA 92782-1314

Mortgage

Document Number	0000418850
Date	Aug 19, 2020
Instrument	2020000418850

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2049

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 19, 2020
Property Address	10940 GRAY PL, TUSTIN, CA 92782-1314
Document Number	0000418851
Instrument Date	Jul 17, 2020
Instrument	418851
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10940 GRAY PL TUSTIN CA 927821314, TUSTIN, CA 92782-1314

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10940 GRAY PL, TUSTIN, CA 92782-1314
Document Number	0000087033
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10940 GRAY PL TUSTIN CA 927821314, TUSTIN, CA 92782-1314

Mortgage

Document Number	0000087033
Date	Feb 28, 2020
Instrument	87033

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$985,491 (+2%) Land $636,934 Building $348,557
2025	$10,385.00 (+7.25%) Homeowner's exemption	$966,168 (+4.04%) Land $624,445 Building $341,723
2023	$9,683.00 (-3.58%) Homeowner's exemption	$928,651 Land $600,197 Building $328,454
2022	$10,043.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10940 Gray Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10940 Gray Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, Cityside Fiber, GeoLinks, Google Fiber, T-Mobile.

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