10940 E Gull Lake Dr, Brainerd, MN 56401 Property Records

Cass County property record for 10940 E Gull Lake Dr, Brainerd, MN 56401 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1980
Square Footage2,032 sqft Base Area
Lot Size84,506 sqft (1.94 acres)
OccupancyOwner Occupied
Last Sale$20,000 (2016)
Tax Bill$2,134.00 (2026)

Owner

Source: Cass County records · APN 87-020-1315

Assessment roll updated April 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10940 E GULL LAKE DR, BRAINERD, MN 56401-3067
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 2016 · Amount on Record
Deed SaleOct 27, 2016 · Amount on Record
Prior SaleMay 30, 2014 · Amount on Record
Deed Doc Number2016625923
Prior Transfer DateNov 25, 2015
Prior Transfer Doc0000625923
Record RefreshedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MN
Property Address10940 E GULL LAKE DR, EAST GULL LAKE, MN 56401-3067
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000639147
DateMar 16, 2018
InstrumentA000639147
Lender
NameNORTH AMERICAN SAVINGS BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCass County
MunicipalityEast Gull Lake City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,134.00 (+9.44%) Homeowner's exemption
2025$1,950.00 (+1.77%)$346,500 (+11.81%) Land $36,000 Building $310,500$346,500 (+11.81%) Land $36,000 Building $310,500
2023$1,916.00
2022$309,900 Land $31,200 Building $278,700$309,900 Land $31,200 Building $278,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 32% of the US · above 58% of Minnesota
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN87-020-1315
Alternative APN
  • 45698

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,032 sqft Base Area
1st Floor2,032 sqft 1st Floor
Basement Area576 sqft Basement
Finished Basement576 sqft Finished
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area84,506 sqft (1.94 acres)
DrivewayDriveway
Parking Spaces2 Parking Spaces
Garage Area880 sqft Garage
Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area60 sqft Deck

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number45698
Street Address10940 E GULL LAKE DR
CityBRAINERD
StateMN
Zip56401-3067
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPART OF GOVT LOT 2 & PART OF SE1/4 OF NE1/4
Legal Range29
Legal Township134
Legal Section20
Legal SubdivisionPIKE BAY
Legal Lot Number2
JurisdictionCASS MN
Minor Civil DivisionEAST GULL LAKE
Census Blockgroup1
Census Block1019
Census Tract960801

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