10940 Arctic Dr, Saint Louis, MO 63123 Property Records

St. Louis County property record for 10940 Arctic Dr, Saint Louis, MO 63123 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 888 sqft · built 1964
Lot Size0.174 acres (7,562 sqft)
Owner2 Individual Names on File
Tax Bill$2,416 (2024)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN28K-63-0425

Property Details

APN / Parcel Number

Primary APN28K-63-0425

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area888 sqft Living Area
Gross Area1,152 sqft
1st Floor Area888 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area7,562 sqft (0.174 acres)
Lot Dimensions124 ft deep x 61 ft wide
TerrainAbove Road/Slope
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area64 sqft
Canopy306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10940 ARCTIC DR
CitySAINT LOUIS
StateMO
Zip63123-7006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY GARDENS ADDITION NO 8 LOT 283
Legal SubdivisionGARY GARDENS ADDITION NO 8
Legal Lot Number283
JurisdictionST LOUIS MO
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2017
Census Tract220601

Owner

Source: St. Louis County records · APN 28K-63-0425

Assessment roll updated September 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10940 ARCTIC DR, SAINT LOUIS, MO 63123-7006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 24, 2009
Transfer Doc0185640752
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Recording DateApr 23, 2026
Property Address10940 ARCTIC DR, SAINT LOUIS, MO 63123-7006
Document Number0000000221
Instrument DateMar 28, 2026
Instrument2026221
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10940 ARCTIC DR, SAINT LOUIS, MO 63123-7006

Mortgage

Document Number0000000221,
DateApr 23, 2026
Instrument2026221
Lender
NameCOMMERCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term143 Months
DueMar 28, 2038
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityGreen Park City
Unified School DistrictLindbergh School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$40,260 (+10.82%) Land $18,580 Building $21,680$211,900 (+10.83%) Land $97,800 Building $114,100
2024$2,416.00 (+0.88%)
2023$2,395.00 (+4.13%)$36,330 (+15.52%) Land $15,490 Building $20,840$191,200 (+15.53%) Land $81,500 Building $109,700
2022$2,300.00$31,450 Land $15,490 Building $15,960
2021$165,500 Land $81,500 Building $84,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892206012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1979–1984)
Most Recent ClaimApr 1984, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless (licensed-by-rule)400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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