1094 Shady Tree Ln, Wheeling, IL 60090 Property Records

Cook County property record for 1094 Shady Tree Ln, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,681 sqft · built 1983
Lot Size	0.225 acres (9,782 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2025)
Tax Bill	$10,406 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-15-215-063`

Property Details

APN / Parcel Number

Primary APN	`03-15-215-063`
Alternative APN	`03-15-215-063-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,681 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,782 sqft (0.225 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1094 SHADY TREE LN
City	WHEELING
State	IL
Zip	60090-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(LEMKE) (FARMS) SUB (UNIT2) BEING SUB OF PT OF EH NE SEC 15-42-11
Legal Range	11E
Legal Township	42N
Legal Section	15
Legal Subdivision	LEMKE FARMS SUB UNIT2
Legal Lot Number	151
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	1
Census Block	1014
Census Tract	803014

Owner

1094 Shady Tree Ln is owned and occupied by two individuals who bought it in December 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1094 SHADY TREE LN, WHEELING, IL 60090-5723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Apr 15, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Apr 15, 2022 · Amount on File
Deed Document Number	202514012
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1094 SHADY TREE LN, WHEELING, IL 60090-5723
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	NOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010907150
Date	Apr 19, 2021
Instrument	2110907150

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 4, 2025
Property Address	1094 SHADY TREE LN, WHEELING, IL 60090-5723
Document Number	0033814012
Map Reference	DOC LR3031925
Instrument Date	Nov 14, 2025
Instrument	2533814012
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1094 SHADY TREE LN, WHEELING, IL 60090-5723

Mortgage

Document Number	0033814013
Date	Dec 4, 2025
Instrument	2533814013

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate	5.99%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 15, 2022
Property Address	1094 SHADY TREE LN, WHEELING, IL 60090-5723
Document Number	0010533015
Map Reference	DOC LR3080271
Instrument Date	Mar 2, 2022
Instrument	2210533015
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 SHADY TREE LN, WHEELING, IL 60090-5723

Mortgage

Document Number	0010533016
Date	Apr 15, 2022
Instrument	2210533016

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Prospect Heights School District 23 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,000 Land $12,717 Building $29,283	$420,000 Land $127,170 Building $292,830
2023	$10,406.00 (+16.03%) Homeowner's exemption	$34,999 (-) Land $10,760 Building $24,239	$349,990 (-) Land $107,600 Building $242,390
2022	$8,968.00 Homeowner's exemption	$34,999 Land $10,760 Building $24,239	$349,990 Land $107,600 Building $242,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1094 Shady Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1094 Shady Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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