1094 Rose Dr, Napa, CA 94558 Property Records

Napa County property record for 1094 Rose Dr, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,574 sqft · built 1950
Lot Size	0.92 acres (40,075 sqft)
Owner	Trust Name on File
Last Sale	$1,890,000 (Dec 2023)
Tax Bill	$31,541 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`049-181-005-000`

Property Details

APN / Parcel Number

Primary APN	`049-181-005-000`
Alternative APNs	`049-181-005` `04918105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	1,974 sqft
1st Floor Area	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	049-181-005
Street Address	1090 ROSE DR
City	NAPA
State	CA
Zip	94558-3810
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RSB2
Legal Description	LOT 8 BLK 1 SILVERADO HEIGHTS SUB 3R/M71
Legal Subdivision	SILVERADO HEIGHTS SUB
Legal Block	1
Legal Lot Number	8
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1000
Census Tract	201402

Owner

1094 Rose Dr, a rural home, is held in a trust since December 2023.

Source: Napa County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	213 KAANAPALI DR, NAPA, CA 94558-1522
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Dec 11, 2023	Grant Deed, Transfer PLACER TITLE COMPANY
Jul 9, 2021	Intrafamily Transfer, Transfer
Jul 27, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 12, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Jul 27, 2020 · Amount on File
Deed Document Number	202319533
Prior Transfer Date	Jun 28, 2021
Prior Transfer Doc	0000022785
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1094 ROSE DR, NAPA, CA 94558-3810
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 ROSE DR, NAPA, CA 94558-3810
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003967
Date	Mar 19, 2026
Instrument	2026-0003967

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1094 ROSE DR, NAPA, CA 94558-3810
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 55, OAKVILLE, CA 94562-0055

Mortgage

Document Number	0000038334
Date	Dec 21, 2021
Instrument	2021-0038334

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Dec 11, 2023
Property Address	1094 ROSE DR, NAPA, CA 94558-3810
Document Number	0000019533
Map Reference	MB 3 PG 70&71
Instrument Date	Dec 4, 2023
Instrument	2023-0019533
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1321 DARLING ST, NAPA, CA 94558-1977

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Jul 9, 2021
Property Address	1094 ROSE DR, NAPA, CA 94558-3810
Document Number	0000022785
Map Reference	MB 3 PG 70&71
Instrument Date	Jun 28, 2021
Instrument	2021-0022785
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 PINE ST, SAINT HELENA, CA 94574-1830

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jul 27, 2020
Property Address	1094 ROSE DR, NAPA, CA 94558-3810
Document Number	0000017874
Instrument Date	Jul 22, 2020
Instrument	17874
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,540.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1217 PALOLO AVE HONOLULU HI 96816, HONOLULU, HI 96816

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jan 12, 2017
Property Address	1094 ROSE DR, NAPA, CA 94558-3810
Document Number	0000000897
Instrument Date	Dec 30, 2016
Instrument	897
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1094 ROSE DR NAPA CA 945583810, NAPA, CA 94558-3810

Mortgage

Document Number	898,
Date	Jan 12, 2017
Instrument	898

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1094 Rose Dr was $31,541, up 108.6% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,541.00 (+108.58%)	$2,829,960 (+108.93%) Land $1,196,460 Building $1,633,500	$2,829,960 (+108.93%) Land $1,196,460 Building $1,633,500
2025	$15,122.00	$1,354,500 Land $1,173,000 Building $181,500	$1,354,500 Land $1,173,000 Building $181,500
2023	$16,389.00 (+1.49%)	$1,490,730 Land $965,430 Building $525,300
2022	$16,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1094 Rose Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1094 Rose Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Valley Internet, Verizon.

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