Chenango County and Otselic Town property record for 1094 Ridge Rd, Georgetown, NY 13072
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,390 sqft · built 1999 |
| Lot Size | 36.7 acres (1,601,701 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,502 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 084400 10.-1-5.8 |
| Primary APN | 084400 10.-1-5.8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 430 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 1,601,701 sqft (36.7 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 1310330 |
|---|---|
| Street Address | 1094 RIDGE RD |
| City | GEORGETOWN |
| State | NY |
| Zip | 13072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PARTIAL |
| Legal Block | 1 |
| Legal Lot Number | 5.800 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | OTSELIC |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970202 |
1094 Ridge Rd, a rural home, is owned and occupied by two individuals.
Source: Chenango County and Otselic Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 268, SOUTH OTSELIC, NY 13155-0268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHENANGO NY |
| Property Address | 1094 RIDGE RD, GEORGETOWN, NY 13072 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000001478 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 20210-00001478 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 1094 Ridge Rd was $4,502 with exemptions applied, up 68.1% from the year before.
Source: Chenango County and Otselic Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Otselic Town |
| Unified School District | Georgetown-South Otselic Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,502.00 (+68.11%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,678.00 | $54,428 Land $16,300 Building $38,128 | $198,860 Land $59,554 Building $139,306 |
| 2023 | $54,428 Land $16,300 Building $38,128 | $158,497 Land $47,466 Building $111,031 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1094 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Nov 2019 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1094 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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