Laurens County property record for 1094 Proctor Cir, Waterloo, SC 29384 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $550,000 (Sep 2021) |
| Tax Bill | $2,736 (2025) |
| Deeds & Mortgages | May 2025 Transfer Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-01-01-032 |
| Primary APN | 280-01-01-032 |
|---|---|
| Alternative APN |
|
| Lot Area | 37,026 sqft (0.85 acres) |
|---|
| Street Address | 1094 PROCTOR CIR |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-4563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 15 & 15A |
| Legal Subdivision | SUNRISE POINTE |
| Legal Lot Number | 15 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | PRINCETON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 920202 |
Source: Laurens County records · APN 280-01-01-032
Assessment roll updated February 3, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1094 PROCTOR CIR, WATERLOO, SC 29384-4563 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 21, 2025 | Intrafamily Transfer, Transfer |
| Sep 03, 2021 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 10, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTH ST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2021 · Amount on Record |
| Deed Sale | Sep 03, 2021 · Amount on Record |
| Deed Document Number | 20218288 |
| Deed Book / Page | 1599 / 129 |
| Last Transfer Date | May 19, 2025 |
| Transfer Doc | 0D19040260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | May 21, 2025 |
| Property Address | 1094 PROCTOR CIR, WATERLOO, SC 29384-4563 |
| Document Number | 0D19040260 |
| Book / Page | D1904 / 260 |
| Map Reference | MB A810 PG 4 |
| Instrument Date | May 19, 2025 |
| Instrument | 2025004427 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1094 PROCTOR CIR, WATERLOO, SC 29384-4563 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Sep 03, 2021 |
| Property Address | 1094 PROCTOR CIR, WATERLOO, SC 29384-4563 |
| Document Number | 0D15990129 |
| Book / Page | D1599 / 129 |
| Map Reference | MB A849 PG 4 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021008288 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,035.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1094 PROCTOR CIR, WATERLOO, SC 29384-4563 |
| Document Number | 2021008289 |
|---|---|
| Date | Sep 03, 2021 |
| Instrument | 2021008289 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Sep 11, 2019 |
| Property Address | 1094 PROCTOR CIR, WATERLOO, SC 29384-4563 |
| Document Number | 0014670096 |
| Book / Page | 001467 / 000096 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 8693 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1094 PROCTOR CIR WATERLOO SC 293844563, WATERLOO, SC 29384-4563 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 1094 PROCTOR CIR, WATERLOO, SC 29384-4563 |
| Document Number | 0025140255 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1094 PROCTOR CIR WATERLOO SC 293844563, WATERLOO, SC 29384-4563 |
| Document Number | 0025140255 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 002514/000255 |
| Instrument | 6699 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | NORTH CHARLESTON, SC 29406 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Laurens County records · Assessment roll updated February 3, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,736.00 (+4.67%) Homeowner's exemption | $18,170 (-) Land $4,250 Building $13,920 | |
| 2024 | $2,614.00 (+30.83%) | $18,170 (-) Land $4,250 Building $13,920 | |
| 2023 | $1,998.00 (-29.15%) | $18,170 (-) Land $4,250 Building $13,920 | $454,250 (-) Land $106,250 Building $348,000 |
| 2022 | $2,820.00 | $18,170 Land $4,250 Building $13,920 | $454,250 (-) Land $106,250 Building $348,000 |
| 2021 | $454,250 Land $106,250 Building $348,000 |
Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450599202022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024, rainfall accumulation, Hurricane Helene |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Piedmont Rural Telephone Cooperative | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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