1094 Pine St, Winnetka, IL 60093 Property Records

Cook County property record for 1094 Pine St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,574 sqft · built 1927
Lot Size	0.252 acres (10,980 sqft)
Owner	Individual Name on Record
Last Sale	$1,557,000 (Aug 2021)
Tax Bill	$25,876 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-102-003`

Property Details

APN / Parcel Number

Primary APN	`05-20-102-003`
Alternative APN	`05-20-102-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,574 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Stucco
Roof Material	Slate
Lot Area	10,980 sqft (0.252 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1094 PINE ST
City	WINNETKA
State	IL
Zip	60093-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GROVELAND) ADD TO (WINNETKA) IN SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	GROVELAND ADD TO WINNETKA
Legal Block	2
Legal Lot Number	7,8
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	5
Census Block	5003
Census Tract	800500

Owner

Source: Cook County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1094 PINE ST, WINNETKA, IL 60093-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 1, 2020	Deed of Trust, Mortgage HUNTINGTON NAT'L BK
Mar 9, 2018	Warranty Deed, Transfer HOMESERVICES LNDG
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	202134173
Prior Transfer Date	Mar 19, 2001
Prior Transfer Doc	0000032005
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 13, 2021
Property Address	1094 PINE ST, WINNETKA, IL 60093-2043
Document Number	0022534173
Instrument Date	Jul 24, 2021
Instrument	2122534173
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,557.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1094 PINE ST, WINNETKA, IL 60093-2043

Mortgage

Document Number	0022534175
Date	Aug 13, 2021
Instrument	2122534175

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Mortgage

Document Number	0023112036
Date	Aug 19, 2021
Instrument	2123112036

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	May 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1094 PINE ST, WINNETKA, IL 60093-2043
Document Number	2027220364
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 PINE ST WINNETKA IL 600932043, WINNETKA, IL 60093-2043

Mortgage

Document Number	2027220364
Date	Sep 28, 2020
Instrument	27220364

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.7%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 9, 2018
Property Address	1094 PINE ST, WINNETKA, IL 60093-2043
Document Number	1806804015
Instrument Date	Feb 21, 2018
Instrument	6804015
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	929 W MONTANA ST #3W CHICAGO IL 606147778, 3W, CHICAGO, IL 60614-7778

Mortgage

Document Number	1806804016
Date	Mar 9, 2018
Instrument	6804016

Lender

Name	HOMESERVICES LNDG
Address	2700 WESTOWN PKWY # 345, WEST DES MOINES, IA 50266-1423

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1094 PINE ST, WINNETKA, IL 60093-2043
Document Number	1712146008
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1094 PINE ST WINNETKA IL 600932043, WINNETKA, IL 60093-2043

Mortgage

Document Number	1712146008
Date	May 1, 2017
Instrument	12146008

Lender

Name	PARTNERSHIP FIN'L CU
Address	MORTON GROVE, IL 60053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,937 (+24.37%) Land $35,685 Building $107,252	$1,429,370 (+24.37%) Land $356,850 Building $1,072,520
2023	$25,876.00 (+6.32%)
2022	$24,337.00	$114,931 Land $30,195 Building $84,736	$1,149,310 Land $301,950 Building $847,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	14 (1980–2016)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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