1094 Overlook Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1094 Overlook Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,748 sqft · built 1933
Lot Size	0.08 acres (3,498 sqft)
Owner	Individual Name on File
Tax Bill	$9,026 (2025)
Deeds & Mortgages	Oct 2021 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-04208-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-04208-0000-00008`
Alternative APN	`190420800008`

Interior

Stories	2 Stories
Building Area	1,748 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	3,498 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1094 OVERLOOK TER
City	UNION
State	NJ
Zip	07083-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4208
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	6
Census Block	6000
Census Tract	33100

Owner

1094 Overlook Ter is owned and occupied by an individual who acquired it in October 2021.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1094 OVERLOOK TER, UNION, NJ 07083-3608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Intrafamily Transfer, Transfer
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNSHIP/UNION HSNG PROGRAM
May 17, 2018	Loan Modification, Mortgage · Conventional Mortgage TOWNSHIP OF UNION REHABILITATI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 1983
Deed Sale	May 11, 1983
Deed Book / Page	3319 / 752
Last Transfer Date	Oct 11, 2021
Transfer Doc	0064350619
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Oct 20, 2021
Property Address	1094 OVERLOOK TER, UNION, NJ 07083-3608
Document Number	0064350619
Book / Page	6435 / 619
Instrument Date	Oct 11, 2021
Instrument	10717
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 OVERLOOK TER, UNION, NJ 07083-3608

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1094 OVERLOOK TER, UNION, NJ 07083-3608
Document Number	0148030370
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 OVERLOOK TER UNION NJ 070833608, UNION, NJ 07083-3608

Mortgage

Document Number	0148030370
Date	Oct 28, 2020
Book Page	014803/000370
Instrument	702287

Lender

Name	TOWNSHIP/UNION HSNG PROGRAM
Address	1976 MORRIS AVE, UNION, NJ 07083-3597

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	1094 OVERLOOK TER, UNION, NJ 07083-3608
Document Number	0144480645
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 OVERLOOK TER UNION NJ 070833608, UNION, NJ 07083-3608

Mortgage

Document Number	0144480645
Date	Jun 4, 2018
Book Page	014448/000645
Instrument	658006

Lender

Name	TOWNSHIP OF UNION REHABILITATI
Address	1 976 MORRIS AVE, UNION, NJ 07083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1094 Overlook Ter was $9,026, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,700 (-) Land $13,400 Building $25,300	$38,700 (-) Land $13,400 Building $25,300
2025	$9,026.00 (+4.35%)	$38,700 Land $13,400 Building $25,300	$38,700 Land $13,400 Building $25,300
2024	$8,650.00
2023		$38,700 Land $13,400 Building $25,300	$38,700 Land $13,400 Building $25,300
2022	$8,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1094 Overlook Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1983)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1094 Overlook Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 954 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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