1094 James St, Chicopee, MA 01022 Property Records

Hampden County and Chicopee City property record for 1094 James St, Chicopee, MA 01022

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 824 sqft · built 1952
Lot Size44 acres (1,918,611 sqft)
OwnerIndividual Name on Record
Last Sale$117,500 (Oct 2009)
Tax Bill$2,961 (2026)
Deeds & MortgagesAug 2022 Refinance
Oct 2020 Refinance
Flood ZoneZone X (minimal risk)
APNW4-000B7

Property Details

APN / Parcel Number

Primary APNW4-000B7
Alternative APN
  • CHIC M:00W4 P:000B7

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area824 sqft Living Area
1st Floor Area824 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,918,611 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberW4-000B7
Street Address1094 JAMES ST
CityCHICOPEE
StateMA
Zip01022-1081
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code206
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3006
Census Tract811302

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1094 JAMES ST, CHICOPEE, MA 01022-1081
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORP
Oct 19, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2009 · Amount on Record
Deed SaleOct 22, 2009 · Amount on Record
Prior SaleMar 27, 2000 · Amount on Record
Deed Document Number200970769
Deed Book / Page18038 / 90
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address1094 JAMES ST, CHICOPEE, MA 01022-1081
Transaction TypeMortgage
Record UpdatedSep 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024689-376
DateAug 19, 2022
Book Page24689/376
Instrument50365
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address1094 JAMES ST, CHICOPEE, MA 01022-1081
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23483-1
DateOct 19, 2020
Book Page23483/1
Instrument23483
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,961.00 (+9.46%)$194,300 (+8.91%) Building $194,300$210,537 (+6.24%)
2025$2,705.00 (+7.04%)$178,400 (+4.21%) Building $178,400$198,170
2024$2,527.00 (+6.31%)$171,200 (+9.11%) Building $171,200
2023$2,377.00$156,900 Building $156,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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