1094 Co Rd 2375 E, Homer, IL 61849 Property Records

Champaign County property record for 1094 Co Rd 2375 E, Homer, IL 61849

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,709 sqft · built 2002
Lot Size	5.88 acres (256,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Apr 2011)
Tax Bill	$6,067 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-12-200-016`

Property Details

APN / Parcel Number

Primary APN	`24-28-12-200-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,709 sqft Living Area
Gross Area	4,012 sqft
1st Floor Area	1,709 sqft
Basement Area	1,709 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	256,133 sqft (5.88 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1094 COUNTY ROAD 2375 E
City	HOMER
State	IL
Zip	61849-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10E
Legal Township	18N
Legal Section	12
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SIDNEY
Census Block Group	2
Census Block	2029
Census Tract	10800

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1094 COUNTY ROAD 2375 E, HOMER, IL 61849-9776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF ILLINOIS COMMUNITY CU
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FSB OF CHAMPAIGN URBANA
May 5, 2022	Administrator's Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2011 · Amount on Record
Deed Sale	Apr 11, 2011 · Amount on Record
Prior Sale	Sep 13, 2010
Deed Document Number	20117421
Last Transfer Date	Apr 26, 2022
Transfer Doc	0000007997
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1094 COUNTY ROAD 2375 E, HOMER, IL 61849-9776
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014043
Date	Sep 16, 2025
Instrument	2025R14043

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1094 COUNTY ROAD 2375 E, HOMER, IL 61849-9776
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001061
Date	Jan 19, 2022
Instrument	2022R01061

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 4, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4.5%
Max Rate	18%

May 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 5, 2022
Property Address	1094 COUNTY ROAD 2375 E, HOMER, IL 61849-9776
Document Number	0000007997
Instrument Date	Apr 26, 2022
Instrument	2022R07997
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 COUNTY ROAD 2375 E, HOMER, IL 61849-9776

Mortgage

Document Number	0000007998
Date	May 5, 2022
Instrument	2022R07998

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1094 COUNTY ROAD 2375 E, HOMER, IL 61849-9776
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000516
Date	Jan 7, 2022
Instrument	2022R00516

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1094 COUNTY ROAD 2375 E, HOMER, IL 61849-9776
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024220
Date	Nov 18, 2020
Instrument	2020R24220

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Sidney Township
Unified School District	Heritage Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,380 (+27.18%) Land $10,620 Building $110,760	$364,140 (+27.18%) Land $31,860 Building $332,280
2024	$6,067.00 (+6.42%)	$95,440 (+16.35%) Land $9,790 Building $85,650	$286,320 Land $29,370 Building $256,950
2023	$5,701.00 (+9.76%)
2022	$5,194.00 Homeowner's exemption	$82,030 Land $8,450 Building $73,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1994–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: MF Wireless, Nextlink, Xfinity.

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