1094 Carmel Ct, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 1094 Carmel Ct, Shoreview, MN 55126

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 962 sqft · built 1972
Lot Size0.5 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$218,000 (Sep 2025)
Tax Bill$3,454 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-30-23-32-0159

Property Details

APN / Parcel Number

Primary APN14-30-23-32-0159
Alternative APNs
  • 143023320004
  • 8000713
  • 12992

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area962 sqft Living Area
1st Floor Area481 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1976
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area2,178 sqft (0.5 acres)
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12992
Street Address1094 CARMEL CT
CitySAINT PAUL
StateMN
Zip55126-5832
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLAKE MARTHA ADDITION LOT 4 BLK 2
Legal Range23
Legal Township30
Legal Section14
Legal SubdivisionLAKE MARTHA ADDITION
Legal Block2
Legal Lot Number4
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group3
Census Block3000
Census Tract40707

Owner

Source: Ramsey County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1094 CARMEL CT, SAINT PAUL, MN 55126-5832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Warranty Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Oct 20, 2022Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleOct 20, 2022 · Amount on Record
Deed Document Number20252802369
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateSep 24, 2025
Property Address1094 CARMEL CT, SHOREVIEW, MN 55126-5832
Document Number0T02802369
Instrument DateSep 17, 2025
InstrumentT02802369
Transaction TypeTransfer
Record UpdatedOct 10, 2025
Title CompanyGLOBAL CLOSING AND TITLE SERVICES, GLOBAL CLOSING & TTL SVCS LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$719.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1094 CARMEL CT, SHOREVIEW, MN 55126-5832

Mortgage

Document Number0T02802370
DateSep 24, 2025
InstrumentT02802370
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateOct 20, 2022
Property Address1094 CARMEL CT, SHOREVIEW, MN 55126-5832
Document Number0T02743394
Instrument DateOct 13, 2022
InstrumentT02743394
Transaction TypeTransfer
Record UpdatedOct 10, 2025
Title CompanyDCA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$626.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1094 CARMEL CT, SHOREVIEW, MN 55126-5832

Mortgage

Document Number0T02743395
DateOct 20, 2022
InstrumentT02743395
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,100 (-2.87%) Land $50,000 Building $156,100$206,100 (-2.87%) Land $50,000 Building $156,100
2025$3,454.00 (+20.35%) Homeowner's exemption$212,200 (+9.66%) Land $50,000 Building $162,200$212,200 (+9.66%) Land $50,000 Building $162,200
2024$2,870.00 (+26.1%)
2023$2,276.00 Homeowner's exemption$193,500 Land $50,000 Building $143,500$193,500 Land $50,000 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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