1094 Benjamin Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 1094 Benjamin Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,302 sqft · built 1967
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,000 (Jun 2019)
Tax Bill	$8,382 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492-620-04-00`

Property Details

APN / Parcel Number

Primary APN	`492-620-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,302 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1094 BENJAMIN PL
City	EL CAJON
State	CA
Zip	92020-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 23 TR 005738
Legal Subdivision	BAART VILLAGE
Legal Tract	005738
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	15302

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1094 BENJAMIN PL, EL CAJON, CA 92020-7202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 28, 2019	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG
Oct 24, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jun 18, 1984 · Amount on Record
Deed Document Number	2019254988
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	0000444098
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1094 BENJAMIN PL, EL CAJON, CA 92020-7202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 BENJAMIN PL, EL CAJON, CA 92020-7202

Mortgage

Document Number	0000843508
Date	Dec 30, 2020
Instrument	2020-0843508

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2019
Property Address	1094 BENJAMIN PL, EL CAJON, CA 92020-7202
Document Number	0000254988
Instrument Date	Jun 6, 2019
Instrument	254988
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1094 BENJAMIN PL EL CAJON CA 920207202, EL CAJON, CA 92020-7202

Mortgage

Document Number	254989
Date	Jun 28, 2019
Instrument	254989

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2018
Property Address	1094 BENJAMIN PL, EL CAJON, CA 92020-7202
Document Number	0000444098
Instrument Date	Oct 10, 2018
Instrument	444098
Transaction Type	Transfer
Record Updated	Nov 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1094 BENJAMIN PL EL CAJON CA 920207202, EL CAJON, CA 92020-7202

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1094 BENJAMIN PL, EL CAJON, CA 92020-7202
Document Number	0000539336
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1094 BENJAMIN PL EL CAJON CA 920207202, EL CAJON, CA 92020-7202

Mortgage

Document Number	0000539336
Date	Nov 20, 2017
Instrument	539336

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$667,898 (+2%) Land $137,828 Building $530,070
2025	$8,382.00 (+2.34%) Homeowner's exemption	$654,803 (+4.04%) Land $135,126 Building $519,677
2023	$8,190.00 (+0.44%) Homeowner's exemption	$629,379 Land $129,880 Building $499,499
2022	$8,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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