10938 Twin Oak Dr, Conroe, TX 77385 Property Records

Montgomery County property record for 10938 Twin Oak Dr, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,627 sqft · built 1999
Lot Size	0.516 acres (22,471 sqft)
Owner	Individual Name on File
Last Sale	$278,600 (Dec 2021)
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6560-07-34500`

Property Details

APN / Parcel Number

Primary APN	`6560-07-34500`
Alternative APN	`R109966`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	22,471 sqft (0.516 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10938 TWIN OAK DR
City	CONROE
State	TX
Zip	77385-9561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	S656007 - LAKE CHATEAU WOODS 07, BLOCK 6, LOT 83, 84
Legal Subdivision	LAKE CHATEAU WOODS 07
Legal Block	6
Legal Lot Number	83,84
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1007
Census Tract	692003

Owner

10938 Twin Oak Dr is owned and occupied by an individual who bought it in December 2021.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10938 TWIN OAK DR, CONROE, TX 77385-9561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Aug 29, 1996
Deed Document Number	2021176188
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0000176188
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 22, 2021
Property Address	10938 TWIN OAK DR, CONROE, TX 77385-9561
Document Number	0000176188
Map Reference	VOL 7 PG 283
Instrument Date	Dec 17, 2021
Instrument	2021176188
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1911 CHERRY LAUREL DR, 1911, SPRING, TX 77386-2179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10938 TWIN OAK DR, CONROE, TX 77385-9561

Mortgage

Document Number	0000176189
Date	Dec 22, 2021
Instrument	2021176189

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10938 Twin Oak Dr was $1,908 with a homeowner's exemption, down 17.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,605 (+108.23%) Land $101,120 Building $215,485	$316,605 (+108.23%) Land $101,120 Building $215,485
2025	$1,908.00 (-17.83%) Homeowner's exemption	$152,048 (-7.71%) Land $50,560 Building $101,488	$152,048 (-7.71%) Land $50,560 Building $101,488
2024	$2,322.00 (-66.75%) Homeowner's exemption	$164,746 (-51.76%) Land $50,560 Building $114,186	$164,746 (-51.76%) Land $50,560 Building $114,186
2023	$6,984.00 Homeowner's exemption	$341,520 Land $101,120 Building $240,400	$341,520 Land $101,120 Building $240,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10938 Twin Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 141 policies
Nearby Flood Policies	141 in force
Nearby Flood Claims	11 (2009–2026)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Hurricane Harvey, Aug 2017 · 4 claims Severe Storms And Flooding, May 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10938 Twin Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATEAU WOODS MUD WATER SYSTEM serves 2,700 people · EPA ID TX1700008
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20