Orange County property record for 10937 Willow Ridge Loop, #LO, Orlando, FL 32825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,944 sqft · built 2009 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $234,000 (Oct 2009) |
| Tax Bill | $2,605 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-22-31-9472-03-570 |
| Primary APN | 33-22-31-9472-03-570 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,460 sqft |
| 1st Floor Area | 1,944 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10937 WILLOW RIDGE LOOP, LO |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32825-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WOODLAND LAKES PRESERVE UNIT 2 61/15 LOT 357 |
| Legal Range | 31E |
| Legal Township | 22S |
| Legal Section | 33 |
| Legal Subdivision | WOODLAND LAKES PRESERVE UT 2 |
| Legal Tract | 9472 |
| Legal Block | 3 |
| Legal Lot Number | 357 |
| Legal Unit | 2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 16751 |
Source: Orange County assessment roll, APN 33-22-31-9472-03-570, as of April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10937 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4407 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MTG |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2009 · Amount on Record |
| Deed Sale | Oct 21, 2009 · Amount on Record |
| Deed Document Number | 2009622691 |
| Deed Book / Page | 9951 / 2051 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10937 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4407 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10937 WILLOW RIDGE LOOP LO, LO, ORLANDO, FL 32825-4407 |
| Document Number | 0000651096 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 20250651096 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10937 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4407 |
| Document Number | 0000495210 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10937 WILLOW RIDGE LOOP ORLANDO FL 328254407, ORLANDO, FL 32825-4407 |
| Document Number | 0000495210 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 495210 |
| Name | NATIONS DIRECT MTG |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10937 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4407 |
| Document Number | 0000121387 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 10937 WILLOW RIDGE LOOP ORLANDO FL 328254407, ORLANDO, FL 32825-4407 |
| Document Number | 0000121387 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 121387 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2049 |
Source: Orange County assessment roll as of April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,869 (+2.7%) | $399,970 (-1.23%) Land $85,000 Building $314,970 | |
| 2025 | $2,605.00 (+3.25%) Homeowner's exemption | $202,404 (+5.99%) | $404,940 (+2.61%) Land $85,000 Building $319,940 |
| 2024 | $2,523.00 (+7.87%) | ||
| 2023 | $2,339.00 (+3.4%) Homeowner's exemption | $190,971 (+3%) | $394,642 (+16.07%) Land $85,000 Building $309,642 |
| 2022 | $2,262.00 Homeowner's exemption | $185,409 | $340,015 Land $80,000 Building $260,015 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950167511, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 278 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA, Xfinity.
Source: EPA Safe Drinking Water Information System, water system FL3484119, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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