Howard County property record for 10935 Harmel Dr, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,192 sqft · built 1988 |
| Lot Size | 0.229 acres (9,979 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $482,000 (Aug 2010) |
| Tax Bill | $506 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-086564 |
| Primary APN | 15-086564 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,192 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,979 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 086564 |
|---|---|
| Street Address | 10935 HARMEL DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-3788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 44 9,979 SQ 10935 HARMEL DR VIL HICK RIDGE S 4 AR 1 |
| Legal Subdivision | VILLAGE HICKORY RDG SEC 04 |
| Legal Lot Number | 44 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 605601 |
10935 Harmel Dr is owner-occupied and held in a trust since August 2010.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10935 HARMEL DR, COLUMBIA, MD 21044-3788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2010 · Amount on File |
| Deed Sale | Aug 9, 2010 · Amount on File |
| Prior Sale | Dec 7, 2000 · Amount on File |
| Deed Document Number | 20109049 |
| Deed Book / Page | 12607 / 375 |
| Transfer Doc | 0068890472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10935 HARMEL DR, COLUMBIA, MD 21044-3788 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0201600400 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 20160/400 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 10935 Harmel Dr was $506.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506.00 | $598,000 (+3.23%) | $616,700 (-) Land $277,400 Building $339,300 |
| 2025 | $506.00 (-94.09%) | $579,300 | $616,700 Land $277,400 Building $339,300 |
| 2024 | $8,560.00 | ||
| 2023 | $531,433 | $560,600 Land $257,400 Building $303,200 | |
| 2022 | $5,655.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10935 Harmel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10935 Harmel Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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