10933 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 10933 Pointer Ridge Dr, Charlotte, NC 28214

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 2005
Lot Size	0.264 acres (11,500 sqft)
Owner	Company Name on Record
Last Sale	$260,500 (Jun 2026)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031-457-70`

Property Details

APN / Parcel Number

Primary APN	`031-457-70`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,096 sqft Living Area
Gross Area	1,316 sqft
1st Floor Area	568 sqft
Upper Floors Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Attached
Garage Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10933 POINTER RIDGE DR
City	CHARLOTTE
State	NC
Zip	28214-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L127 M41-613
Legal Subdivision	CATAWBA RIV PLANTATION PH 04 MA
Legal Block	7
Legal Lot Number	127
Jurisdiction	MECKLENBURG NC
Township / Civil Division	12, PAW CREEK
Census Block Group	1
Census Block	1003
Census Tract	6013

Owner

Source: Mecklenburg County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer OS NATIONAL TITLE
Nov 3, 2023	Deed of Trust, Mortgage TRULIANT FCU
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	202659954
Deed Book / Page	40480 / 688
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0000204768
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 5, 2026
Property Address	10933 POINTER RIDGE DR, CHARLOTTE, NC 28214-1054
Document Number	0000059954
Book / Page	40480 / 688
Instrument Date	Jun 1, 2026
Instrument	202659954
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	OS NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$52,621.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10933 POINTER RIDGE DR, CHARLOTTE, NC 28214-1054
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104809
Date	Nov 3, 2023
Book Page	38466/358
Instrument	2023104809

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10933 POINTER RIDGE DR, CHARLOTTE, NC 28214-1054
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179868
Date	Sep 20, 2021
Book Page	36547/441
Instrument	2021179868

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 27, 2021
Property Address	10933 POINTER RIDGE DR, CHARLOTTE, NC 28214-1054
Document Number	0000204768
Book / Page	36690 / 556
Map Reference	MB 41 PG 613
Instrument Date	Sep 14, 2021
Instrument	2021204768
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10933 POINTER RIDGE DR, CHARLOTTE, NC 28214-1054

Mortgage

Document Number	0000179868
Date	Oct 27, 2021
Instrument	2021179868

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 19, 2018
Property Address	10933 POINTER RIDGE DR, CHARLOTTE, NC 28214-1054
Document Number	0000156086
Book / Page	33179 / 925
Map Reference	MB39 PG169
Instrument Date	Dec 19, 2018
Instrument	2018156086
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10933 POINTER RIDGE DR, CHARLOTTE, NC 28214-1054

Mortgage

Document Number	0000156087
Date	Dec 19, 2018
Instrument	2018156087

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00	$241,300 Land $70,000 Building $171,300	$241,300 Land $70,000 Building $171,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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