10932 Zac Hill Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 10932 Zac Hill Rd, Davidson, NC 28036

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,379 sqft · built 2019
Lot Size	0.093 acres (4,051 sqft)
Owner	2 Company Names on Record
Last Sale	$515,000 (May 2025)
Tax Bill	$3,130 (2025)
Deeds & Mortgages	Jul 2026 Transfer May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-284-74`

Property Details

APN / Parcel Number

Primary APN	`007-284-74`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,379 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Concrete
Lot Area	4,051 sqft (0.093 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10932 ZAC HILL RD
City	DAVIDSON
State	NC
Zip	28036-0420
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L254 M63-131 THRU 133
Legal Subdivision	WESTBRANCH
Legal Block	4
Legal Lot Number	254
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2042
Census Tract	6404

Owner

Source: Mecklenburg County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10932 ZAC HILL RD, DAVIDSON, NC 28036-0420
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 19, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COAST MORTGAGE FUNDING LLC
Sep 26, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	202548518
Deed Book / Page	39593 / 300
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000080465
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 28, 2026
Property Address	10932 ZAC HILL RD, DAVIDSON, NC 28036-0420
Document Number	0000080465
Book / Page	40603 / 787
Instrument Date	Jul 28, 2026
Instrument	202680465
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	10932 ZAC HILL RD, DAVIDSON, NC 28036-0420

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 19, 2025
Property Address	10932 ZAC HILL RD, DAVIDSON, NC 28036-0420
Document Number	0000048518
Book / Page	39593 / 300
Map Reference	MB 63 PG 131-133
Instrument Date	May 19, 2025
Instrument	2025048518
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TRYON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 JULIAN DR W, DAVIDSON, NC 28036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10932 ZAC HILL ROAD, WARWICK, PA 18974

Mortgage

Document Number	0000048519
Date	May 19, 2025
Instrument	2025048519

Lender

Name	FIRST COAST MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 26, 2019
Property Address	10932 ZAC HILL RD, DAVIDSON, NC 28036-0420
Document Number	0000128302
Book / Page	33884 / 309
Map Reference	MB 63 PG 131-133
Instrument Date	Sep 26, 2019
Instrument	2019128302
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, 6701, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10932 ZAC HILL RD, DAVIDSON, NC 28036-0420

Mortgage

Document Number	0000128303
Date	Sep 26, 2019
Instrument	2019128303

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,130.00	$405,400 Land $80,000 Building $325,400	$405,400 Land $80,000 Building $325,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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