Mecklenburg County property record for 10932 Valley Spring Dr, Charlotte, NC 28277 · Last verified June 2023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,818 sqft · built 1998 |
| Lot Size | 0.262 acres (11,434 sqft) |
| Owner | Individual Name on File |
| Last Sale | $281,000 (Jul 2005) |
| Tax Bill | $5,790 (2023) |
| Deeds & Mortgages | May 2017 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-643-25 |
| Primary APN | 223-643-25 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,818 sqft Heated Area |
| Gross Area | 3,763 sqft |
| 1st Floor Area | 1,477 sqft |
| Upper Floors Area | 1,145 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 11,434 sqft (0.262 acres) |
| Garage Area | 483 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 434 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 223-643-25 |
|---|---|
| Street Address | 10932 VALLEY SPRING DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L192 M28-679 |
| Legal Subdivision | BALLANTYNE MDWS MAP 03 |
| Legal Lot Number | 192 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5854 |
Source: Mecklenburg County records · APN 223-643-25
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10932 VALLEY SPRING DR, CHARLOTTE, NC 28277-3732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2005 · Amount on Record |
| Deed Sale | Jul 28, 2005 · Amount on Record |
| Prior Sale | Nov 10, 1998 · Amount on Record |
| Deed Document Number | 2005142793 |
| Deed Book / Page | 19094 / 0503 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10932 VALLEY SPRING DR, CHARLOTTE, NC 28277-3732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059355 |
|---|---|
| Date | May 05, 2017 |
| Book Page | 31779/227 |
| Instrument | 2017059355 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10932 VALLEY SPRING DR, CHARLOTTE, NC 28277-3732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHURCHILL TITLE SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000168125 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 35169/963 |
| Instrument | 2020168125 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190058541, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
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| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
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