10930 Settlewood Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 10930 Settlewood Dr SE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,885 sqft · built 1992
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (May 2026)
Tax Bill	$3,282 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-20-05-460-011`

Property Details

APN / Parcel Number

Primary APN	`41-20-05-460-011`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,885 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	121,968 sqft (2.8 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10930 SETTLEWOOD DR SE
City	LOWELL
State	MI
Zip	49331-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART OF SE 1/4 COM AT S 1/4 COR TH S 89D 18M 26S E ALONG S SEC LINE 1327.76 FT TO E 1/8 LINE TH N 0D 03M 43S W ALONG E 1/8
Legal Range	09W
Legal Township	06N
Legal Section	05
Legal Subdivision	EASTGATE WOODS 6
Legal Lot Number	277
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2014
Census Tract	12003

Owner

10930 Settlewood Dr SE is owned and occupied by two individuals who bought it in May 2026.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10930 SETTLEWOOD DR SE, LOWELL, MI 49331-9437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Deed Document Number	202628897
Prior Transfer Date	Dec 11, 2024
Prior Transfer Doc	0000002008
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 4, 2026
Property Address	10930 SETTLEWOOD DR SE, LOWELL, MI 49331-9437
Document Number	0000028897
Instrument Date	Apr 24, 2026
Instrument	202628897
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317,392.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10930 SETTLEWOOD DR SE, LOWELL, MI 49331-9437

Mortgage

Document Number	0000028898,
Date	May 4, 2026
Instrument	202628898

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10930 SETTLEWOOD DR SE, LOWELL, MI 49331-9437
Document Number	0000005358
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10930 SETTLEWOOD DR SE LOWELL MI 493319437, LOWELL, MI 49331-9437

Mortgage

Document Number	0000005358
Date	Jan 19, 2018
Instrument	5358

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 18, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10930 Settlewood Dr SE was $3,282, up 47.4% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,700 (+16.27%)	$367,400 (+16.27%)
2025	$3,282.00 (+47.37%) Homeowner's exemption	$158,000	$316,000
2024	$2,227.00
2023		$139,700	$279,400
2021	$2,712.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10930 Settlewood Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10930 Settlewood Dr SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Settlewood Dr SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures