Berrien County property record for 1093 Zoschke Rd, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,894 sqft · built 2007 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,750 (Oct 2005) |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-0032-0009-04-8 |
| Primary APN | 10-0032-0009-04-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,894 sqft Living Area |
| 1st Floor Area | 1,894 sqft |
| Basement Area | 1,894 sqft |
| Unfinished Basement | 1,894 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Raised Ranch |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,660 sqft |
| Parking Spaces | 6 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1093 ZOSCHKE RD |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG R AG RE |
| Legal Description | BEG 1277.24' N89DEG25'40W OF S1/4 PST SEC 32 T3S R18W TH N89DEG25'40"W 180' TH N00DEG36'00"E 244' TH S89DEG25'40"E 180' TH S00DEG36'00"W 244' TO POB |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 32 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | HAGAR |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 10100 |
1093 Zoschke Rd is owned and occupied by an individual who bought it in October 2005.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1093 ZOSCHKE RD, BENTON HARBOR, MI 49022-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2005 · Amount on File |
| Deed Sale | Oct 20, 2005 · Amount on File |
| Deed Book / Page | 2657 / 908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1093 ZOSCHKE RD, BENTON HARBOR, MI 49022-2533 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03172/2585 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 3172/2585 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1093 ZOSCHKE RD, BENTON HARBOR, MI 49022-2533 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03241/1223 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 3241/1223 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1093 ZOSCHKE RD, BENTON HARBOR, MI 49022-2533 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003301/65 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 3301/65 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 1093 Zoschke Rd was $3,018 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Hagar Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,000 | $486,000 | |
| 2025 | $3,018.00 | ||
| 2023 | $199,200 | $398,400 | |
| 2022 | $2,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1093 Zoschke Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1985–1998) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | May 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1093 Zoschke Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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