1093 Spruce Ct, Denver, CO 80230 Property Records

Denver City property record for 1093 Spruce Ct, Denver, CO 80230

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,655 sqft · built 2003
Lot Size	0.137 acres (5,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$981,500 (Jan 2025)
Tax Bill	$5,858 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2025 Sale & Mortgage + 2 more
APN	`06043-25-016-000`

Property Details

APN / Parcel Number

Primary APN	`06043-25-016-000`
Alternative APN	`162966751`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,655 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	1,370 sqft
Basement Area	1,041 sqft
Finished Basement	937 sqft
Unfinished Basement	104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	5,969 sqft (0.137 acres)
Garage Type	Attached
Garage Area	412 sqft
Porch	Open Frame Porch
Porch Area	146 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1093 SPRUCE CT
City	DENVER
State	CO
Zip	80230-7093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-A
Legal Description	LOWRY FILING NO 11 B13 L16
Legal Subdivision	LOWRY FILING NO 11
Legal Block	1
Legal Lot Number	16
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1004
Census Tract	4406

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1093 SPRUCE ST, DENVER, CO 80230-7095
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 21, 2025	Warranty Deed, Transfer · VA Mortgage KEYSTONE FUNDING INC
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage COLORADO ST BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	20254664
Prior Transfer Date	Aug 19, 2009
Prior Transfer Doc	0000111879
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1093 SPRUCE CT, DENVER, CO 80230-7093
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 SPRUCE CT, DENVER, CO 80230-7093

Mortgage

Document Number	0000115316
Date	Nov 20, 2025
Instrument	2025115316

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jan 21, 2025
Property Address	1093 SPRUCE CT, DENVER, CO 80230-7093
Document Number	0000004664
Instrument Date	Jan 17, 2025
Instrument	2025004664
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	CANTON TITLE, CANYON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1093 SPRUCE ST, DENVER, CO 80230-7095

Mortgage

Document Number	0000004665
Date	Jan 21, 2025
Instrument	2025004665

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1093 SPRUCE CT, DENVER, CO 80230-7093
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082432
Date	Jun 17, 2020
Instrument	2020082432

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1093 SPRUCE CT, DENVER, CO 80230-7093
Document Number	0000039746
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 SPRUCE CT DENVER CO 802307093, DENVER, CO 80230-7093

Mortgage

Document Number	0000039746
Date	Mar 24, 2017
Instrument	39746

Lender

Name	COLORADO ST BK&TR
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,858.00 (+16.62%)	$76,580 (+20.73%) Land $17,060 Building $17,060	$1,086,200 (+8.44%) Land $242,000 Building $844,200
2024	$5,023.00 (+2.22%)	$63,430 (-) Land $12,530 Building $50,900
2023	$4,914.00 (+20.53%)	$63,430 (+19.43%) Land $12,530 Building $50,900	$1,001,700 (+31.08%) Land $242,000 Building $759,700
2022		$53,110 Land $13,080 Building $40,030	$764,200 Land $188,200 Building $576,000
2021	$4,077.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, LiveWireNet, Starry, WiFiHood.

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