1093 S Senator Rd, Crystal, MI 48818 Property Records

Montcalm County property record for 1093 S Senator Rd, Crystal, MI 48818 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1957
Square Footage	992 sqft Building Perimeter
Lot Size	9,335 sqft (0.214 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2025)
Tax Bill	$1,711.00 (2025)

Owner

Source: Montcalm County records · APN 005-490-009-00

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1093 S SENATOR RD, CRYSTAL, MI 48818-8613
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Jul 09, 2008 · Amount on Record
Deed Doc Number	202512111
Record Refreshed	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Nov 19, 2025
Property Address	1093 S SENATOR RD, CRYSTAL, MI 48818-8613
Document Number	2025R12111
Instrument Date	Oct 16, 2025
Instrument	2025R-12111
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	DENALI TITLE AND ESCROW AGENCY INC, DENALIT TITLE & ESCROW AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 S SENATOR RD, CRYSTAL, MI 48818-8613

Mortgage

Document Number	2025R12112
Date	Nov 19, 2025
Instrument	2025R-12112

Lender

Name	DORT FINANCIAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Index	Other

Tax Assessment & Valuation

Source: Montcalm County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Crystal Township
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,100 (+16.21%)	$212,200 (+16.21%)
2025	$1,711.00 (+2.39%)	$91,300 (+17.65%)	$182,600 (+135.31%)
2024	$1,671.00
2023		$77,600	$77,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`005-490-009-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	992 sqft Building Perimeter
1st Floor	992 sqft 1st Floor
Basement Area	40 sqft Basement
Unfinished Basement	40 sqft Unfinished

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cottage Style
Lot Area	9,335 sqft (0.214 acres)
Depth X Width	100 ft x 100 ft Depth x Width
Garage Area	480 sqft Garage

Utilities and HVAC

Heating System	Floor/Wall Furnace Heating

Location & Zoning

Street Address	1093 S SENATOR RD
City	CRYSTAL
State	MI
Zip	48818-8613
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10, PINE-OAK PARK.
Legal Subdivision	OAK PARK
Legal Lot Number	9-10
Jurisdiction	MONTCALM MI
Minor Civil Division	CRYSTAL
Census Blockgroup	2
Census Block	2015
Census Tract	970900