1093 S Roca St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1093 S Roca St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,888 sqft · built 2001
Lot Size	0.232 acres (10,114 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jul 2019)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`309-25-044`

Property Details

APN / Parcel Number

Primary APN	`309-25-044`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,114 sqft (0.232 acres)
Parking Spaces	3 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1093 S ROCA ST
City	GILBERT
State	AZ
Zip	85296-3677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	NEELY COMMONS PHASE 2 MCR 512-47
Legal Range	06E
Legal Township	01S
Legal Section	20
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	NEELY COMMONS PHASE 2
Legal Phase	2
Legal Lot Number	44
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	4
Census Block	4008
Census Tract	814500

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1093 S ROCA ST, GILBERT, AZ 85296-3677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
May 26, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 23, 2019	Warranty Deed, Transfer · Conventional with PMI VANTAGE W CU
Mar 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	May 24, 2011
Deed Document Number	20190556506
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1093 S ROCA ST, GILBERT, AZ 85296-3677
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 S ROCA ST, GILBERT, AZ 85296-3677

Mortgage

Document Number	0000236339
Date	Mar 2, 2021
Instrument	20210236339

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1093 S ROCA ST, GILBERT, AZ 85296-3677
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 S ROCA ST, GILBERT, AZ 85296-3677

Mortgage

Document Number	0000451550
Date	May 26, 2022
Instrument	20220451550

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 23, 2019
Property Address	1093 S ROCA ST, GILBERT, AZ 85296-3677
Document Number	0000556506
Instrument Date	Jul 17, 2019
Instrument	556506
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1093 S ROCA ST GILBERT AZ 852963677, GILBERT, AZ 85296-3677

Mortgage

Document Number	556507
Date	Jul 23, 2019
Instrument	556507

Lender

Name	VANTAGE W CU
Type	Credit Union
Address	TUCSON, AZ 85712

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 1, 2019
Property Address	1093 S ROCA ST, GILBERT, AZ 85296-3677
Document Number	0000143053
Instrument Date	Feb 26, 2019
Instrument	143053
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1093 S ROCA ST GILBERT AZ 852963677, GILBERT, AZ 85296-3677

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,980 (-1.72%)	$479,800 (-1.72%) Land $95,900 Building $383,900
2025	$1,954.00 (+3.28%)
2024		$48,820	$488,200 Land $97,600 Building $390,600
2023	$1,892.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, Tristate Wi-Fi by Wi-Fiber, Verizon.

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