1093 River Ave, Oakdale, CA 95361 Property Records

Stanislaus County property record for 1093 River Ave, Oakdale, CA 95361

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,386 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Sep 2019)
Tax Bill	$4,478 (2026)
Deeds & Mortgages	Feb 2023 Second Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-044-044-000`

Property Details

APN / Parcel Number

Primary APN	`063-044-044-000`
Alternative APNs	`0634444000` `0634444`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,386 sqft Living Area
1st Floor Area	2,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	1093 RIVER AVE
City	OAKDALE
State	CA
Zip	95361-2596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS LOT 84
Legal Subdivision	RIVER OAKS
Legal Block	2
Legal Lot Number	84
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	2
Census Block	2004
Census Tract	201

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1093 RIVER AVE, OAKDALE, CA 95361-2596
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 20, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Sep 4, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Apr 25, 1994 · Amount on Record
Deed Document Number	201964139
Prior Transfer Date	Nov 7, 2012
Prior Transfer Doc	0000102278
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1093 RIVER AVE, OAKDALE, CA 95361-2596
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 RIVER AVE, OAKDALE, CA 95361-2596

Mortgage

Document Number	0000004755
Date	Feb 3, 2023
Instrument	2023-0004755

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1093 RIVER AVE, OAKDALE, CA 95361-2596
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 RIVER AVE, OAKDALE, CA 95361-2596

Mortgage

Document Number	0000088623
Date	Sep 16, 2021
Instrument	2021-0088623

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 20, 2019
Property Address	1093 RIVER AVE, OAKDALE, CA 95361-2596
Document Number	0000064139
Instrument Date	Sep 13, 2019
Instrument	64139
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1093 RIVER AVE OAKDALE CA 953612596, OAKDALE, CA 95361-2596

Mortgage

Document Number	64140
Date	Sep 20, 2019
Instrument	64140

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	STANISLAUS CA
Recording Date	Sep 4, 2019
Property Address	1093 RIVER AVE, OAKDALE, CA 95361-2596
Document Number	0000059337
Instrument Date	Jun 11, 2019
Instrument	59337
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1093 RIVER AVE OAKDALE CA 953612596, OAKDALE, CA 95361-2596

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Oakdale City
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,478.00 (+1.17%) Homeowner's exemption	$411,621 (+2%) Land $156,171 Building $255,450
2025	$4,426.00 (+7.82%) Homeowner's exemption	$403,551 (+4.04%) Land $153,109 Building $250,442
2023	$4,105.00 (+1.76%) Homeowner's exemption	$387,882 Land $147,164 Building $240,718
2022	$4,034.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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