1093 Prince Albert Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1093 Prince Albert Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$164,500 (Jun 2004)
Tax Bill	$3,673 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T010300162`

Property Details

APN / Parcel Number

Primary APN	`T010300162`
Alternative APN	`2-0140-8487-00-0089.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	3,400 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010300162
Street Address	1093 PRINCE ALBERT CT
City	O FALLON
State	MO
Zip	63366-7926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS CROSSING #2 LOT 89
Legal Subdivision	KINGS CROSSING #2
Legal Lot Number	89
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5011
Census Tract	311602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1093 PRINCE ALBERT CT, O FALLON, MO 63366-7926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE HEADQUARTERS INC
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANCE CU
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2004 · Amount on Record
Deed Sale	Jun 25, 2004 · Amount on Record
Prior Sale	Aug 20, 2002 · Amount on Record
Deed Document Number	2004617630
Deed Book / Page	3909 / 1749
Prior Transfer Date	May 1, 2001
Prior Transfer Doc	0000034815
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1093 PRINCE ALBERT CT, O FALLON, MO 63366-7926
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 PRINCE ALBERT CT, O FALLON, MO 63366-7926

Mortgage

Document Number	2021R059446
Date	Jul 15, 2021
Instrument	2021R-059446

Lender

Name	MORTGAGE HEADQUARTERS INC
Type	Mortgage Company
Address	OSAGE BEACH, MO 65065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1093 PRINCE ALBERT CT, O FALLON, MO 63366-7926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071220855
Date	Aug 13, 2019
Book Page	7122/0855
Instrument	20190813000423620

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1093 PRINCE ALBERT CT, O FALLON, MO 63366-7926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072121411
Date	Jan 7, 2020
Book Page	7212/1411
Instrument	20200107000013120

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,121 (-)	$300,638 (-) Land $60,000 Building $240,638
2025	$3,673.00 (+5.58%)	$57,121 (+8.77%)	$300,638 (+8.77%) Land $60,000 Building $240,638
2024	$3,479.00
2023		$52,517
2022			$276,404 Land $50,000 Building $226,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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