1093 N Monarch Ave, Post Falls, ID 83854 Property Records

Kootenai County property record for 1093 N Monarch Ave, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 1975
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$226,900 (Mar 2019)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`043600010060`

Property Details

APN / Parcel Number

Primary APN	`043600010060`
Alternative APN	`118115`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	944 sqft
Great Room	Great Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Pole Barn	624 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	118115
Street Address	1093 N MONARCH AVE
City	POST FALLS
State	ID
Zip	83854-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGSUB
Legal Description	KINGS ADD, LT 6 BLOCK 1 3651N05W
Legal Range	05W
Legal Township	51N
Legal Section	36
Legal Subdivision	KINGS ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	2
Census Block	2006
Census Tract	502

Owner

1093 N Monarch Ave is owned and occupied by two individuals who acquired it in September 2023.

Source: Kootenai County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1093 N MONARCH AVE, POST FALLS, ID 83854-8912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
May 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 21, 2019	Re-recorded Document TITLEONE BOISE
Mar 7, 2019	Warranty Deed, Transfer · FHA Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019 · Amount on File
Deed Sale	Mar 7, 2019 · Amount on File
Prior Sale	Feb 2, 2007 · Amount on File
Deed Document Number	20192683034000
Last Transfer Date	Sep 18, 2023
Transfer Doc	0002948543
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1093 N MONARCH AVE, POST FALLS, ID 83854-8912
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2941824000
Date	Jul 12, 2023
Instrument	2941824000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1093 N MONARCH AVE, POST FALLS, ID 83854-8912
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2899705000
Date	May 10, 2022
Instrument	2899705000

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1093 N MONARCH AVE, POST FALLS, ID 83854-8912
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2824627000
Date	Apr 7, 2021
Instrument	2824627000

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1093 N MONARCH AVE, POST FALLS, ID 83854-8912
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2734667000
Date	Feb 3, 2020
Instrument	2734667000

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

June 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KOOTENAI ID
Recording Date	Jun 21, 2019
Property Address	1093 N MONARCH AVE, POST FALLS, ID 83854-8912
Document Number	2698484000
Map Reference	MB E PG 178
Instrument Date	Jun 14, 2019
Instrument	2698484000
Record Updated	Sep 14, 2021
Title Company	TITLEONE BOISE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1093 N MONARCH AVE, POST FALLS, ID 83854-8912

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Mar 7, 2019
Property Address	1093 N MONARCH AVE, POST FALLS, ID 83854-8912
Document Number	2683034000
Map Reference	MB E PG 178
Instrument Date	Feb 13, 2019
Instrument	2683034000
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1093 N MONARCH AVE, POST FALLS, ID 83854-8912

Mortgage

Document Number	2683035000
Date	Mar 7, 2019
Instrument	2683035000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1093 N Monarch Ave was $1,056 with a homeowner's exemption, up 7.9% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00 (+7.87%) Homeowner's exemption	$412,385 Land $163,875 Building $248,510	$412,385 Land $163,875 Building $248,510
2024	$979.00 (+11.63%)
2023	$877.00 Homeowner's exemption	$386,760 (-14.27%) Land $138,000 Building $248,760	$386,760 (-14.27%) Land $138,000 Building $248,760
2022	Homeowner's exemption	$451,111 Land $172,500 Building $278,611	$451,111 Land $172,500 Building $278,611

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1093 N Monarch Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1093 N Monarch Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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