Bedford County property record for 1093 Gemstone Ln, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,696 sqft · built 2013 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,500 (Mar 2013) |
| Tax Bill | $1,277 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 208 23 50 |
| Primary APN | 208 23 50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,696 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 465041 |
|---|---|
| Street Address | 1093 GEMSTONE LN |
| City | MONETA |
| State | VA |
| Zip | 24121-6512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIAMOND HILL ESTATES SEC 3 LT 50 PB 46/77 |
| Legal Subdivision | DIAMOND HILL ESTATES |
| Legal Lot Number | 50 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30504 |
1093 Gemstone Ln is owned and occupied by an individual who bought it in March 2013.
Source: Bedford County records, as of August 14, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1093 GEMSTONE LN, MONETA, VA 24121-6512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2013 · Amount on File |
| Deed Sale | Mar 19, 2013 · Amount on File |
| Prior Sale | Mar 19, 2013 · Amount on File |
| Deed Document Number | 130003072 |
| Record Updated | Jun 7, 2026 |
Source: Bedford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,277.00 Additional exemption filed | $155,800 | $311,600 Land $60,000 Building $251,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1093 Gemstone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1093 Gemstone Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SMLW Broadband.
4G LTE only, no 5G reported
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