1093 del Ebro Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 1093 del Ebro Dr, Ballwin, MO 63011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,520 sqft · built 1973
Lot Size0.386 acres (16,801 sqft)
Owner2 Individual Names on Record
Last Sale$815,157 (Oct 2025)
Tax Bill$7,377 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN21T-33-0600

Property Details

APN / Parcel Number

Primary APN21T-33-0600

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,520 sqft Living Area
Gross Area3,023 sqft
1st Floor Area1,260 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area16,801 sqft (0.386 acres)
Lot Dimensions125 ft deep x 129 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area324 sqft
PorchStoop
Patio Area220 sqft
Poultry House63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1093 DEL EBRO DR
CityBALLWIN
StateMO
Zip63011-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-2
Legal DescriptionWHISPERING OAKWOOD PLAT 5 LOT 77
Legal SubdivisionWHISPERING OAKWOOD PLAT 5
Legal Lot Number77
JurisdictionST LOUIS MO
Township / Civil DivisionLAFAYETTE
Census Block Group1
Census Block1012
Census Tract217852

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1093 DEL EBRO DR, BALLWIN, MO 63011-1554
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2025Warranty Deed, Transfer · Conventional Mortgage
TOGETHER CU
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
DELMAR FINANCIAL CO
Oct 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
DELMAR FINANCIAL CO
Sep 20, 2019Deed of Trust, Mortgage
DELMAR FIN'L
Sep 7, 2018Warranty Deed, Transfer
STIFEL BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2025 · Amount on Record
Deed SaleOct 2, 2025 · Amount on Record
Prior SaleSep 7, 2018 · Amount on Record
Deed Document Number202561
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateOct 2, 2025
Property Address1093 DEL EBRO DR, BALLWIN, MO 63011-1554
Document Number2025100200061
Map ReferenceMB 149 PG 60
Instrument DateSep 25, 2025
Instrument2025100200061
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyUNKNOWN, LTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1402 COUNTRY LAKE ESTATES DR, CHESTERFIELD, MO 63005-4347

Transferred To (Grantee/Buyer)

NameVerified Name
Address1093 DEL EBRO DR, BALLWIN, MO 63011-1554

Mortgage

Document Number2025100200062
DateOct 2, 2025
Instrument2025100200062
Lender
NameTOGETHER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateOct 1, 2030
Change Frequency6 Months
Min Rate At Change3.75%
Max Rate At Change7.75%
IndexSOFR Average 30-Day
Margin3
Max Rate10.7%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1093 DEL EBRO DR, BALLWIN, MO 63011-1554
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyFREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1093 DEL EBRO DR, BALLWIN, MO 63011-1554

Mortgage

Document Number0245884658
DateJan 14, 2021
Book Page24588/4658
Instrument2021011400548
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1093 DEL EBRO DR, BALLWIN, MO 63011-1554
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyFREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02372004708
DateOct 1, 2019
Book Page23720/04708
Instrument2019100100629
Lender
NameDELMAR FINANCIAL CO
TypeLending Institution
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1093 DEL EBRO DR, BALLWIN, MO 63011-1554
Document Number0237204708
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 31, 2019
Title CompanyFREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1093 DEL EBRO DR BALLWIN MO 630111554, BALLWIN, MO 63011-1554

Mortgage

Document Number0237204708
DateOct 1, 2019
Book Page023720/004708
Instrument629
Lender
NameDELMAR FIN'L
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueSep 30, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateSep 7, 2018
Property Address1093 DEL EBRO DR, BALLWIN, MO 63011-1554
Document Number0231861256
Book / Page023186 / 001256
Instrument DateAug 29, 2018
Instrument209
Transaction TypeTransfer
Record UpdatedNov 9, 2018
Title CompanyINVESTORS TITLE COMPANY-CLAYTON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1093 DEL EBRO DR BALLWIN MO 630111554, BALLWIN, MO 63011-1554

Mortgage

Document Number231861259
DateSep 7, 2018
Book Page023186/001259
Instrument210
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueSep 6, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,830 (-) Land $31,920 Building $75,910$567,500 (-) Land $168,000 Building $399,500
2025$7,377.00 (+16.52%)$107,830 (+18.95%) Land $31,920 Building $75,910$567,500 (+18.95%) Land $168,000 Building $399,500
2024$6,331.00 (+0.08%)$90,650 (-) Land $23,940 Building $66,710
2023$6,326.00 (+6.36%)$90,650 (+14%) Land $23,940 Building $66,710$477,100 (+14%) Land $126,000 Building $351,100
2022$5,948.00$79,520 Land $23,940 Building $55,580
2021$418,500 Land $126,000 Building $292,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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