1093 Cedar Sky Ct, Forest, VA 24551 Property Records

Bedford County property record for 1093 Cedar Sky Ct, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$481,400 (Jul 2019)
Tax Bill	$2,307 (2023)
Deeds & Mortgages	Oct 2020 Refinance Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134 11 56`

Property Details

APN / Parcel Number

Primary APN	`134 11 56`
Alternative APNs	`90506709` `519836`

Exterior

Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Account Number	519836
Street Address	1093 CEDAR SKY CT
City	FOREST
State	VA
Zip	24551-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR ROCK SEC 4 LT 56
Legal Subdivision	CEDAR ROCK SEC 4
Legal Lot Number	56
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	2
Census Block	2007
Census Tract	30203

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1093 CEDAR SKY CT, FOREST, VA 24551-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ASSURANCE FINANCIAL GROUP LLC
Jul 30, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage ASSURANCE FINANCIAL GROUP LLC
Jul 23, 2018	Warranty Deed, Transfer · Loan Assumption CAGNAC INC
Jul 23, 2018	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	190006833
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1093 CEDAR SKY CT, FOREST, VA 24551-4537
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, PIKE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200013074
Date	Oct 30, 2020
Instrument	200013074

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 30, 2019
Property Address	1093 CEDAR SKY CT, FOREST, VA 24551-4537
Document Number	0190006833
Instrument Date	Jul 29, 2019
Instrument	190006833
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2023
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190006834
Date	Jul 30, 2019
Instrument	190006834

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 23, 2018
Property Address	1093 CEDAR SKY CT, FOREST, VA 24551-4537
Document Number	0180006664
Instrument Date	Jul 20, 2018
Instrument	180006664
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 FOX RIDGE RD, FOREST, VA 24551-1181

Mortgage

Document Number	0180006666
Date	Jul 23, 2018
Instrument	180006666

Lender

Name	CAGNAC INC

Agreement

Type	Loan Assumption
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 23, 2018
Property Address	1093 CEDAR SKY CT, FOREST, VA 24551-4537
Document Number	180006664
Instrument Date	Jul 20, 2018
Instrument	180006664
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 FOX RIDGE RD, FOREST, VA 24551-1181

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,307.00 Additional exemption filed	$281,400	$562,800 Land $72,000 Building $490,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

May also be available: Verizon.

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