1093 Bernard Rd, Columbus, OH 43221 Property Records

Franklin County property record for 1093 Bernard Rd, Columbus, OH 43221

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,404 sqft · built 1953
Lot Size0.182 acres (7,939 sqft)
OwnerOwner Name on Record
Tax Bill$4,429 (2024)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN010-116977

Property Details

APN / Parcel Number

Primary APN010-116977

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,114 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1953
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Foundation TypeRaised
Lot Area7,939 sqft (0.182 acres)
Lot Dimensions115 ft deep x 68 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1093 BERNARD RD
CityCOLUMBUS
StateOH
Zip43221-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBERNARD RD CRANFORD LOT 64
Legal SubdivisionCRANFORD SUB
Legal Lot Number64
JurisdictionFRANKLIN OH
Township / Civil DivisionCOLUMBUS
Census Block Group3
Census Block3021
Census Tract7811

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address1093 BERNARD RD, COLUMBUS, OH 43221-1609
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 2, 2004
Transfer Doc0000001162
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address1093 BERNARD RD, COLUMBUS, OH 43221-1609
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000134933
DateOct 4, 2018
Instrument201810040134933
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueAug 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityColumbus City
Unified School DistrictColumbus City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,429.00 (+1.61%) Homeowner's exemption$98,390 (-) Land $41,650 Building $56,740
2023$4,359.00 (+2.01%) Homeowner's exemption$98,390 (+19.41%) Land $41,650 Building $56,740$281,100 (+19.41%) Land $119,000 Building $162,100
2022$4,273.00 Homeowner's exemption$82,400 Land $22,160 Building $60,240
2020$235,400 Land $63,300 Building $172,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–1992)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 1992 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS PUBLIC WATER SYSTEM
serves 1,309,468 people · EPA ID OH2504412
Water SourceSurface water
Last State InspectionDec 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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