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10929 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 10929 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,408 sqft · built 1972
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$350,987 (Dec 2020)
Tax Bill$5,540 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-14-05-303-032.000-018

Property Details

APN / Parcel Number

Primary APN29-14-05-303-032.000-018
Alternative APN
  • 1614050303032000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,408 sqft Living Area
Gross Area4,800 sqft
1st Floor Area3,650 sqft
2nd Floor Area1,250 sqft
Basement Area1,050 sqft
Finished Basement808 sqft
Unfinished Basement242 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1975
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions200 ft deep x 125 ft wide
Garage TypeAttached
Garage Area1,150 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address10929 E LAKESHORE DR
CityCARMEL
StateIN
Zip46033-3912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, THE WOODLANDS, SECTION 1, LOT 75
Legal Range04
Legal Township17
Legal Section05
Legal SubdivisionTHE WOODLANDS SECTION 1
Legal Lot Number75
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2014
Census Tract111004

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10929 E LAKESHORE DR, CARMEL, IN 46033-3912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2020 · Amount on Record
Deed SaleDec 9, 2020 · Amount on Record
Prior SaleMay 28, 2013 · Amount on Record
Deed Document Number202090149
Prior Transfer DateDec 8, 2020
Prior Transfer Doc0000090149
Record UpdatedOct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateDec 9, 2020
Property Address10929 E LAKESHORE DR, CARMEL, IN 46033-3912
Document Number2020090149
Map ReferenceMB 4 PG 76&77
Instrument DateDec 3, 2020
Instrument2020090149
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyATLANTIS TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10929 E LAKESHORE DR, CARMEL, IN 46033-3912

Mortgage

Document Number2020090150
DateDec 9, 2020
Instrument2020090150
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$510,900 (+3.99%) Land $127,200 Building $383,700$510,900 (+3.99%) Land $127,200 Building $383,700
2024$5,540.00 (+3.65%)$491,300 (+0.29%) Land $127,200 Building $364,100$491,300 (+0.29%) Land $127,200 Building $364,100
2023$5,345.00 (+7.33%) Homeowner's exemption$489,900 (+11.98%) Land $73,400 Building $416,500$489,900 (+11.98%) Land $73,400 Building $416,500
2022$4,980.00 Homeowner's exemption$437,500 Land $73,400 Building $364,100$437,500 Land $73,400 Building $364,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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