10928 Jersey Ct N, Champlin, MN 55316 Property Records

Hennepin County property record for 10928 Jersey Ct N, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,900 sqft · built 1989
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Dec 2024)
Tax Bill$1,494 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-120-21-43-0101

Property Details

APN / Parcel Number

Primary APN32-120-21-43-0101

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,900 sqft Living Area
Gross Area3,136 sqft
1st Floor Area1,400 sqft
2nd Floor Area500 sqft
Basement Area222 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions24 ft deep x 86 ft wide
View / LotLake
Garage TypeAttached
Garage Area1,014 sqft
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address10928 JERSEY CT N
CityCHAMPLIN
StateMN
Zip55316-3825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 021 BLOCK 004 A BROOKLYN HEIGHTS W 86X24X55X101X70
Legal Range21
Legal Township120
Legal Section32
Legal Quarter43
Legal SubdivisionBROOKLYN HEIGHTS
Legal Block4
Legal Lot Number21
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group3
Census Block3003
Census Tract26908

Owner

Source: Hennepin County records · APN 32-120-21-43-0101

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10928 JERSEY CT N, CHAMPLIN, MN 55316-3825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · VA Mortgage
VESTA FINANCIAL GROUP LLC
Dec 20, 2023Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
May 12, 2021Warranty Deed, Transfer · Conventional Mortgage
MORTGAGES UNLIMITED INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 24, 2024 · Amount on Record
Deed SaleDec 24, 2024 · Amount on Record
Prior SaleDec 20, 2023 · Amount on Record
Deed Document Number202411338181
Prior Transfer DateNov 20, 2024
Prior Transfer Doc0011338180
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address10928 JERSEY CT N, CHAMPLIN, MN 55316-3825
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10928 JERSEY CT N, CHAMPLIN, MN 55316-3825
InvestorPossibly a Property Investor

Mortgage

Document Number0A11442855
DateFeb 25, 2026
InstrumentA11442855
Lender
NameVESTA FINANCIAL GROUP LLC
TypeMortgage Company
AddressDEARBORN, MI 48126
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateDec 20, 2023
Property Address10928 JERSEY CT N, CHAMPLIN, MN 55316-3825
Document Number0A11252909
Instrument DateDec 12, 2023
InstrumentA11252909
Transaction TypeTransfer
Record UpdatedJan 01, 2024
Title CompanyMIDLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,260.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10928 JERSEY CT N, CHAMPLIN, MN 55316-3825

Mortgage

Document Number0A11252910
DateDec 20, 2023
InstrumentA11252910
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateMay 12, 2021
Property Address10928 JERSEY CT N, CHAMPLIN, MN 55316-3825
Document Number0A10960969
Instrument DateApr 01, 2021
InstrumentA10960969
Transaction TypeTransfer
Record UpdatedJun 07, 2021
Title CompanyMG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,171.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10928 JERSEY CT N, CHAMPLIN, MN 55316-3825

Mortgage

Document Number0A10960970
DateMay 12, 2021
InstrumentA10960970
Lender
NameMORTGAGES UNLIMITED INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,494.00 (-72.55%)$421,900 (+6.03%) Land $102,000 Building $319,900$421,900 (+6.03%) Land $102,000 Building $319,900
2024$5,443.00 (+11.49%)$397,900 (+7.54%) Land $108,000 Building $289,900$397,900 (+7.54%) Land $108,000 Building $289,900
2023$4,882.00 Homeowner's exemption
2022$370,000 Land $101,000 Building $269,000$370,000 Land $101,000 Building $269,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), as of December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Gateway Fiber Holdings
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 413 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1270006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemChamplin
serves 23,919 people
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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