10928 24th Cir NE, Saint Michael, MN 55376 Property Records

Wright County property record for 10928 24th Cir NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,500 sqft · built 2019
Lot Size	0.337 acres (14,685 sqft)
Owner	Company Name on Record
Last Sale	$410,000 (Jan 2021)
Tax Bill	$5,768 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2020 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-345-004010`

Property Details

APN / Parcel Number

Primary APN	`114-345-004010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
Basement Area	817 sqft
Finished Basement	817 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,685 sqft (0.337 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10928 24TH CIR NE
City	SAINT MICHAEL
State	MN
Zip	55376-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-120 RANGE-024 LAKESHORE PRESERVE LOT-001 BLOCK-004 04
Legal Range	024
Legal Township	120
Legal Section	23
Legal Subdivision	LAKESHORE PRESERVE
Legal Block	4
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3000
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10928 24TH CIR NE, SAINT MICHAEL, MN 55376-2215
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jan 30, 2020	Warranty Deed, Construction Loan · Construction Mortgage TRADITION MTG
Jan 30, 2020	Warranty Deed, Transfer CUSTOM HOME BUILDERS TITLE
Dec 6, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Dec 6, 2019 · Amount on Record
Deed Document Number	20211455994
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 21, 2021
Property Address	10928 24TH CIR NE, SAINT MICHAEL, MN 55376-2215
Document Number	0001455994
Instrument Date	Nov 20, 2020
Instrument	1455994
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10928 24TH CIR NE, SAINT MICHAEL, MN 55376-2215

Mortgage

Document Number	0001455996
Date	Jan 21, 2021
Instrument	1455996

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 30, 2020
Property Address	10928 24TH CIR NE, SAINT MICHAEL, MN 55376-2215
Document Number	0001417486
Instrument Date	Jan 30, 2020
Instrument	1417486
Transaction Type	Construction Loan
Record Updated	Feb 28, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Tax	$304.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10928 24TH CIR NE ST MICHAEL MN 553762215, ST MICHAEL, MN 55376-2215

Mortgage

Document Number	1417487
Date	Jan 30, 2020
Instrument	1417487

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2021

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 30, 2020
Property Address	10928 24TH CIR NE, SAINT MICHAEL, MN 55376-2215
Document Number	0001417485
Instrument Date	Jan 30, 2020
Instrument	1417485
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Tax	$304.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13432 HANSON BLVD NW ANDOVER MN 553044011, ANDOVER, MN 55304-4011
Investor	Possibly a Property Investor

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 6, 2019
Property Address	10928 24TH CIR NE, SAINT MICHAEL, MN 55376-2215
Document Number	0001412991
Instrument Date	Nov 27, 2019
Instrument	1412991
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	CUSTOM HOME BUILDERS TTL LLC

Transaction

Amount	Amount Recorded
Tax	$310.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10928 24TH CIR NE, SAINT MICHAEL, MN 55376-2215

Mortgage

Document Number	0001412992
Date	Dec 6, 2019
Instrument	1412992

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,768.00 (+12.74%)	$499,900 (+1.9%) Land $165,000 Building $334,900	$499,900 (+1.9%) Land $165,000 Building $334,900
2025		$490,600 (+2.55%) Land $138,000 Building $352,600	$490,600 (+2.55%) Land $138,000 Building $352,600
2023	$5,116.00 (+0.67%)	$478,400 Land $136,100 Building $342,300	$478,400 Land $136,100 Building $342,300
2022	$5,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire.

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