10927 Deborah Dr, Potomac, MD 20854 Property Records

Montgomery County property record for 10927 Deborah Dr, Potomac, MD 20854 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,014 sqft · built 1972
Lot Size	0.05 acres (2,187 sqft)
Owner	Individual Name on File
Last Sale	$576,225 (Dec 2019)
Tax Bill	$8,056 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00904964`

Property Details

APN / Parcel Number

Primary APN	`10-00904964`
Alternative APN	`00904964`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,014 sqft Living Area
1st Floor Area	748 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	2,187 sqft (0.05 acres)
Deck Area	180 sqft
Balcony Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00904964
Street Address	10927 DEBORAH DR
City	POTOMAC
State	MD
Zip	20854-2718
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	INVERNESS FOREST TWN HS
Legal Subdivision	INVERNESS FOREST TWNHS
Legal Block	K
Legal Lot Number	13
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1001
Census Tract	706010

Owner

Source: Montgomery County records · APN 10-00904964

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10927 DEBORAH DR, POTOMAC, MD 20854-2718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Nov 06, 2014 · Amount on Record
Deed Book / Page	58781 / 114
Record Updated	Sep 20, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 31, 2019
Property Address	10927 DEBORAH DR, POTOMAC, MD 20854-2718
Document Number	0587810114
Book / Page	58781 / 114
Map Reference	MB 91 PL 9889
Instrument Date	Dec 05, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	SMART SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,202.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10927 DEBORAH DR, POTOMAC, MD 20854-2718

Mortgage

Document Number	58781124
Date	Dec 31, 2019
Instrument	58781/124

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 01, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,033 (+6.49%)	$774,100 (+19.46%) Land $300,000 Building $474,100
2025	$8,056.00 (+34.6%)	$648,000 (+9.47%) Land $300,000 Building $348,000	$648,000 (-) Land $300,000 Building $348,000
2023		$591,933	$648,000 Land $300,000 Building $348,000
2022	$5,985.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.