10926 Howard Dr, Chardon, OH 44024 Property Records

Geauga County property record for 10926 Howard Dr, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1957
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2001)
Tax Bill	$2,702 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-093400`

Property Details

APN / Parcel Number

Primary APN	`06-093400`
Alternative APN	`004676-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	45,302 sqft (1.04 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004676-2
Street Address	10926 HOWARD DR
City	CHARDON
State	OH
Zip	44024-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S/L 61 BERKSHIRE HEIGHTS ESTATES #1
Legal Subdivision	BERKSHIRE HEIGHTS ESTATES
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	2
Census Block	2019
Census Tract	312202

Owner

10926 Howard Dr is owned and occupied by an individual who acquired it in June 2003.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	10926 HOWARD DR, CHARDON, OH 44024-9768
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2001 · Amount on File
Deed Sale	Aug 6, 2001 · Amount on File
Prior Sale	Apr 22, 1991 · Amount on File
Deed Document Number	2001605743
Deed Book / Page	1391 / 858
Last Transfer Date	Jun 3, 2003
Transfer Doc	0016310874
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Nov 7, 2017
Property Address	10926 HOWARD DR, CHARDON, OH 44024-9768
Document Number	0020421202
Book / Page	002042 / 001202
Instrument Date	Nov 6, 2017
Instrument	928455
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10926 HOWARD DR CHARDON OH 440249768, CHARDON, OH 44024-9768

Mortgage

Document Number	20421204
Date	Nov 7, 2017
Book Page	002042/001204
Instrument	928456

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 6, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 10926 Howard Dr was $2,702 with a homeowner's exemption, down 0.3% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chardon Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,702.00 (-0.3%)	$32,730 (-) Land $9,660 Building $23,070
2024	$2,710.00 (+4.11%) Homeowner's exemption	$32,730 (-) Land $9,660 Building $23,070
2023	$2,603.00 Homeowner's exemption	$32,730 (-33.64%) Land $9,660 Building $23,070	$93,500 Land $27,600 Building $65,900
2022		$49,320 Land $9,660 Building $39,660
2021	$2,651.00
2020			$140,900 Land $27,600 Building $113,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10926 Howard Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10926 Howard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20