10925 Co Rd 103, Mentone, AL 35984 Property Records

Cherokee County property record for 10925 Co Rd 103, Mentone, AL 35984

Property Summary

Property Type	Single Family Home
Details	892 sqft · built 1970
Lot Size	12.3 acres (536,659 sqft)
Owner	2 Individual Names on File
Tax Bill	$325 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01-04-20-0-000-004.000`

Property Details

APN / Parcel Number

Primary APN	`13-01-04-20-0-000-004.000`
Alternative APNs	`ALT APN:0104200000004000` `206343`

Interior

Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	892 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	536,659 sqft (12.3 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	90 sqft
Utility Building	72 sqft

Location & Zoning

Account Number	206343
Street Address	10925 COUNTY ROAD 103
City	MENTONE
State	AL
Zip	35984-6035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR SW/4 SD SEC;NE 425.37'TO POB;NE 560';SE 183.56';SWLY 157.33';SW 550';NW 830';N 706.87'TO POB
Legal Range	11E
Legal Township	06S
Legal Section	20
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1003
Census Tract	955702

Owner

10925 Co Rd 103 is owned and occupied by two individuals.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10925 COUNTY ROAD 103, MENTONE, AL 35984-6035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK DEKALB
Sep 24, 2018	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF DEKALB CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	10925 COUNTY ROAD 103, MENTONE, AL 35984-6035
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	211349
Date	Mar 10, 2020
Instrument	211349

Lender

Name	FIRST STATE BANK DEKALB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 24, 2018
Property Address	10925 COUNTY ROAD 103, MENTONE, AL 35984-6035
Document Number	204563
Instrument Date	Sep 12, 2018
Instrument	204563
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10925 COUNTY ROAD 103, 10925, MENTONE, AL 35984-6035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39591 US HIGHWAY 11, VALLEY HEAD, AL 35989-4506

Mortgage

Document Number	204564
Date	Sep 24, 2018
Instrument	204564

Lender

Name	FIRST STATE BANK OF DEKALB CO
Type	Non-Lending Institution
Address	FORT PAYNE, AL 35968

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10925 Co Rd 103 was $325 with a homeowner's exemption, up 8% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$325.00 (+7.97%)
2025	$301.00 (+6.74%) Homeowner's exemption	$8,420 (+5.78%) Land $3,720 Building $4,700	$84,200 (+5.78%) Land $37,200 Building $47,000
2024	$282.00 Additional exemption filed	$7,960 (-) Land $3,260 Building $4,700	$79,600 (-) Land $32,600 Building $47,000
2023	$282.00 Homeowner's exemption	$7,960 (-)	$79,600 (-) Land $32,600 Building $47,000
2022	$282.00 Homeowner's exemption	$7,960 Land $3,260 Building $4,700	$79,600 Land $32,600 Building $47,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10925 Co Rd 103 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10925 Co Rd 103 is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Killians Electronics Fixed Wireless	25 / 10
Windstream DSL	25 / 3

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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