10924 Pender Dr, Grayling, MI 49738 Property Records

Crawford County property record for 10924 Pender Dr, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 960 sqft · built 1978
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$4,000 (Dec 2000)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Sep 2018 Refinance Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-14-550-00-004-01`

Property Details

APN / Parcel Number

Primary APN	`010-14-550-00-004-01`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	167 ft deep x 115 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10924 PENDER DR
City	GRAYLING
State	MI
Zip	49738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & THE N 1/2 OF LOT 5 PENDER PARK #1 2001 SP & COMBO OF 14-550-00-005-00 & 004-00 6/00
Legal Subdivision	PENDER PARK
Legal Lot Number	4-5
Jurisdiction	CRAWFORD MI
Township / Civil Division	LOVELLS
Census Block Group	1
Census Block	1013
Census Tract	960100

Owner

10924 Pender Dr is owned by an individual who acquired it in November 2017.

Source: Crawford County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1515 N FOUNTAIN BLVD, SPRINGFIELD, OH 45504-1426
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE MICHIGAN CREDIT UNION
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2000 · Amount on File
Deed Sale	Dec 27, 2000 · Amount on File
Prior Sale	Nov 19, 1996 · Amount on File
Deed Book / Page	526 / 370
Last Transfer Date	Nov 20, 2017
Transfer Doc	734/163
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	10924 PENDER DR, GRAYLING, MI 49738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	736/892
Date	Sep 25, 2018
Book Page	736/892

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Feb 23, 2018
Property Address	10924 PENDER DR, GRAYLING, MI 49738
Document Number	734/163
Book / Page	734 / 163
Instrument Date	Nov 20, 2017
Instrument	R0068421
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 N FOUNTAIN BLVD, SPRINGFIELD, OH 45504-1426

Tax Assessment & Valuation

The 2025 property tax bill for 10924 Pender Dr was $2,027.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Lovells Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,400 (+7.72%) Land $1,100 Building $67,300	$136,800 (+7.72%) Land $2,200 Building $134,600
2025	$2,027.00	$63,500 Land $1,100 Building $62,400	$127,000 Land $2,200 Building $124,800
2023		$43,600 Land $1,100 Building $42,500	$87,200 Land $2,200 Building $85,000
2022	$1,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10924 Pender Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10924 Pender Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 96% of Michigan
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pender Dr

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