10922 Penny Gale Loop, San Antonio, FL 33576 Property Records

Pasco County property record for 10922 Penny Gale Loop, San Antonio, FL 33576

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,260 sqft · built 2021
Lot Size0.122 acres (5,344 sqft)
OwnerIndividual Name on Record
Last Sale$294,990 (Mar 2021)
Tax Bill$6,887 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN15-25-20-0010-02200-0120

Property Details

APN / Parcel Number

Primary APN15-25-20-0010-02200-0120
Alternative APN
  • 4179377

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,260 sqft Living Area
Gross Area2,786 sqft
Upper Floors Area1,342 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,344 sqft (0.122 acres)
Garage Area462 sqft
DrivewayDriveway
Driveway Area566 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4179377
Street Address10922 PENNY GALE LOOP
CitySAN ANTONIO
StateFL
Zip33576-7286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMIRADA PARCEL 17-1 PB 79 PG 60 BLOCK 22 LOT 12
Legal Range20E
Legal Township25S
Legal Section15
Legal SubdivisionMIRADA
Legal Tract10
Legal Block22
Legal Lot Number12
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1005
Census Tract32103

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10922 PENNY GALE LOOP, SAN ANTONIO, FL 33576-7286
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD
Aug 10, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2021 · Amount on Record
Deed SaleMar 30, 2021 · Amount on Record
Prior SaleAug 10, 2020 · Amount on Record
Deed Document Number2021063254
Deed Book / Page10312 / 868
Record UpdatedJun 8, 2026

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateMar 30, 2021
Property Address10922 PENNY GALE LOOP, SAN ANTONIO, FL 33576-7286
Document Number0103120868
Book / Page10312 / 868
Map ReferenceMB 79 PG 60-68
Instrument DateMar 26, 2021
Instrument2021063254
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 3, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECORRI DRIVE #100100, 100100, TEMPLE TERRACE, FL 33637

Transferred To (Grantee/Buyer)

NameVerified Name
Address10922 PENNY GALE LOOP, SAN ANTONIO, FL 33576-7286

Mortgage

Document Number0010312869
DateMar 30, 2021
Instrument10312/869
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASCO FL
Recording DateAug 10, 2020
Property Address10922 PENNY GALE LOOP, SAN ANTONIO, FL 33576-7286
Document Number0101533202
Book / Page010153 / 003202
Instrument DateAug 6, 2020
Instrument129236
Transaction TypeTransfer
Record UpdatedSep 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$15,012.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12602 TELECOM DR TEMPLE TERRACE FL 336370935, TEMPLE TERRACE, FL 33637-0935

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,887.00 (+3.84%) Homeowner's exemption$307,540 (+5.98%) Land $67,388 Building $240,152$329,125 (-0.32%) Land $67,388 Building $261,737
2023$6,632.00 (+8.28%) Additional exemption filed$290,180 (+3%) Land $54,295 Building $235,885$330,191 (+17.2%) Land $54,295 Building $275,896
2022$6,125.00 Homeowner's exemption$281,736 Land $45,264 Building $236,472$281,736 Land $45,264 Building $236,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 288 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies288 in force
Nearby Flood Claims5 (2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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