Charles County property record for 10922 Cavendish Aly, Waldorf, MD 20603
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,394 sqft · built 2020 |
| Lot Size | 0.055 acres (2,396 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,850 (Aug 2025) |
| Tax Bill | $7,088 (2023) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-357958 |
| Primary APN | 06-357958 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,394 sqft Living Area |
| Gross Area | 2,857 sqft |
| 1st Floor Area | 494 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,396 sqft (0.055 acres) |
| Garage Type | Attached |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 357958 |
|---|---|
| Street Address | 10922 CAVENDISH ALY |
| City | WALDORF |
| State | MD |
| Zip | 20603-5537 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 172 PH 3 =0.0546 TOWN CENTER SOUTH - LOT ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 172 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851501 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10922 CAVENDISH ALY, WALDORF, MD 20603-5537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Sep 24, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on Record |
| Deed Sale | Aug 6, 2025 · Amount on Record |
| Prior Sale | Jan 21, 2021 · Amount on Record |
| Deed Book / Page | 13750 / 430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 21, 2021 |
| Property Address | 10922 CAVENDISH ALY, WALDORF, MD 20603-5537 |
| Document Number | 0115640426 |
| Book / Page | 11564 / 426 |
| Map Reference | MB 61 PG 96-99 |
| Instrument Date | Jan 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,970.11 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10922 CAVENDISH ALY, WALDORF, MD 20603-5537 |
| Document Number | 0011564431 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 11564/431 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 24, 2020 |
| Property Address | 10922 CAVENDISH ALY, WALDORF, MD 20603-5537 |
| Document Number | 0113390388 |
| Book / Page | 011339 / 000388 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10003 DEREKWOOD LN #204 LANHAM SEABROOK MD 207064875, 204, LANHAM SEABROOK, MD 20706-4875 |
| Investor | Possibly a Property Investor |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,433 (+1.48%) | $443,800 (-) Land $95,000 Building $348,800 | |
| 2025 | $431,067 (+10.36%) | $443,800 (+4.5%) Land $95,000 Building $348,800 | |
| 2023 | $7,088.00 Homeowner's exemption | $390,600 | $424,700 Land $120,000 Building $304,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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