10921 Stone Bunker Dr, Mint Hill (Charlotte), NC 28227 Property Records

Union County property record for 10921 Stone Bunker Dr, Mint Hill, NC 28227

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,164 sqft · built 2008
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Mar 2017)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-309-129`

Property Details

APN / Parcel Number

Primary APN	`08-309-129`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,164 sqft Living Area
1st Floor Area	1,729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	117 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10921 STONE BUNKER DR
City	CHARLOTTE
State	NC
Zip	28227-7064
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 MINT
Legal Description	#284 OLDE SYCAMORE PH2/MP3 OPCH860
Legal Subdivision	OLDE SYCAMORE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3010
Census Tract	20203

Owner

10921 Stone Bunker Dr, a rural home, is owned and occupied by two individuals who bought it in March 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10921 STONE BUNKER DR, CHARLOTTE, NC 28227-7064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 17, 2017	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017 · Amount on File
Deed Sale	Mar 17, 2017 · Amount on File
Prior Sale	Jun 23, 2009 · Amount on File
Deed Document Number	20177400
Deed Book / Page	6895 / 545
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	10921 STONE BUNKER DR, MINT HILL, NC 28227-7064
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8251793
Date	Sep 22, 2021
Book Page	8251/793
Instrument	45039

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 17, 2017
Property Address	10921 STONE BUNKER DR, MINT HILL, NC 28227-7064
Document Number	0006895545
Book / Page	6895 / 545
Map Reference	CAB H FILE 859-860
Instrument Date	Mar 9, 2017
Instrument	0007400
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 SALISBURY ST W, 10, WRIGHTSVILLE BEACH, NC 28480-1818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10921 STONE BUNKER DR, MINT HILL, NC 28227-7064

Mortgage

Document Number	0000007401
Date	Mar 17, 2017
Instrument	0007401

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10921 Stone Bunker Dr was $2,909.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,000 (-) Land $117,900 Building $492,100	$610,000 (-) Land $117,900 Building $492,100
2025	$2,909.00	$610,000 Land $117,900 Building $492,100	$610,000 Land $117,900 Building $492,100
2023	$2,316.00	$366,400 Land $69,000 Building $297,400	$366,400 Land $69,000 Building $297,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10921 Stone Bunker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10921 Stone Bunker Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Ripple Fiber, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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