10920 Stella Ln, Chagrin Falls, OH 44023 Property Records

Geauga County property record for 10920 Stella Ln, Chagrin Falls, OH 44023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,274 sqft · built 2005
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (Aug 2022)
Tax Bill	$8,871 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-118852`

Property Details

APN / Parcel Number

Primary APN	`01-118852`
Alternative APN	`001848-2`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,274 sqft Living Area
1st Floor Area	2,274 sqft
Basement Area	2,274 sqft
Unfinished Basement	2,274 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	92,783 sqft (2.13 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	375 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	001848-2
Street Address	10920 STELLA LN
City	CHAGRIN FALLS
State	OH
Zip	44023-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/L 19 FOX CROSSING SUB
Legal Subdivision	FOX CROSSING
Jurisdiction	GEAUGA OH
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2011
Census Tract	311900

Owner

Source: Geauga County records · APN 01-118852

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10920 STELLA LN, CHAGRIN FALLS, OH 44023-8812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	20221004247
Deed Book / Page	2157 / 3451
Prior Transfer Date	Jan 25, 2005
Prior Transfer Doc	0017531166
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10920 STELLA LN, AUBURN TOWNSHIP, OH 44023-8812
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0021751781
Date	Sep 26, 2023
Book Page	2175/1781
Instrument	202301016354

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10920 STELLA LN, AUBURN TOWNSHIP, OH 44023-8812
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10920 STELLA LN, CHAGRIN FALLS, OH 44023-8812
Investor	Possibly a Property Investor

Mortgage

Document Number	0022051698
Date	Jul 24, 2025
Book Page	2205/1698
Instrument	202501036784

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Aug 30, 2022
Property Address	10920 STELLA LN, AUBURN TOWNSHIP, OH 44023-8812
Document Number	0021573451
Book / Page	2157 / 3451
Map Reference	VOL 37 PG 67
Instrument Date	Aug 10, 2022
Instrument	202201004247
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10920 STELLA LN, CHAGRIN FALLS, OH 44023-8812
Investor	Possibly a Property Investor

Mortgage

Document Number	202201004248
Date	Aug 30, 2022
Instrument	202201004248

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Nov 17, 2020
Property Address	10920 STELLA LN, CHAGRIN FALLS, OH 44023-8812
Document Number	0021083449
Book / Page	2108 / 3449
Map Reference	VOL 37 PG 67
Instrument Date	Nov 09, 2020
Instrument	202000973159
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10920 STELLA LN, CHAGRIN FALLS, OH 44023-8812

Mortgage

Document Number	202000973160
Date	Nov 17, 2020
Instrument	202000973160

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Auburn Township
Unified School District	Kenston Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,871.00 (-0.25%)	$183,960 (-) Land $27,650 Building $156,310
2024	$8,893.00 (+7.26%) Homeowner's exemption	$183,960 (-) Land $27,650 Building $156,310
2023	$8,291.00 (-9.26%) Homeowner's exemption	$183,960 (+16.31%) Land $27,650 Building $156,310	$525,600 (+16.31%) Land $79,000 Building $446,600
2022		$158,170 Land $23,070 Building $135,100
2021	$9,137.00
2020			$451,900 Land $65,900 Building $386,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Geauga County (39055C), updated June 16, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390553119002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 25 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 500
Uniti Group DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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